[{"data":1,"prerenderedAt":235},["ShallowReactive",2],{"story-171902-en":3},{"id":4,"slug":5,"slugs":5,"currentSlug":5,"title":6,"subtitle":7,"coverImagesSmall":8,"coverImages":9,"content":40,"questions":41,"relatedArticles":66,"body_color":233,"card_color":234},"171902",null,"Financial Disclosure Compliance Tightens | $425M Capital One Settlement Signals Stricter Seller Transparency Requirements","- Federal court enforces product disclosure standards affecting 6+ million account holders; establishes precedent for mandatory transparency in financial services and e-commerce product communications",[],[10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,23,38,39],"https://kubrick.htvapps.com/htv-prod/images/3e6c479e-100b-436f-9275-be309ccf719a.jpg?crop=1.00xw:0.847xh;0,0&resize=640:*","https://d.ibtimes.co.uk/en/full/1803525/capital-one-3148m-settlement.png?w=736&f=75bb72d50aae4062ede9a0ec5e0fd43f","https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA21ygnu.img?w=768&h=768&m=6","https://nypost.com/wp-content/uploads/sites/2/2026/04/126241580.jpg?quality=75&strip=all&w=1024","https://townsquare.media/site/33/files/2026/04/attachment-gettyimages-1424336688.jpg?w=780&q=75","https://images.foxtv.com/static.livenowfox.com/www.livenowfox.com/content/uploads/2026/04/764/432/gettyimages-2272245675-scaled.jpg?ve=1&tl=1","https://wgntv.com/wp-content/uploads/sites/5/2026/04/GettyImages-2023456978-e1737122921364.jpg?strip=1","https://media.9news.com/assets/CCT/images/c1853d4e-b9bd-4822-af3a-eca2236ce55b/20250813T175714/c1853d4e-b9bd-4822-af3a-eca2236ce55b_1140x641.jpg","https://assets2.cbsnewsstatic.com/hub/i/r/2022/10/05/444d2c55-7a31-4f47-bf5d-57fc54b9d9cb/thumbnail/1200x630/1a17b2f4270baa95b9f85b3a738d5f41/gettyimages-1158660555.jpg","https://d.ibtimes.com.au/en/full/1893949/capital-one-world-hq.jpg?w=736&f=0a2472c7a758756d57e22d82a29188f8","https://d.ibtimes.com/en/full/4647911/capital-one-3148m-settlement.png?w=736&f=d2d298a1560fc4f65d6bae30327b52b0","https://rollingout.com/wp-content/uploads/2026/04/shutterstock_1788912374-768x512.jpg","https://jang.com.pk/assets/uploads/updates/2026-04-23/64247_8928966_Cover_updates.jpg","https://kubrick.htvapps.com/htv-prod/images/3e6c479e-100b-436f-9275-be309ccf719a.jpg?crop=1.00xw:0.847xh;0,0&resize=1200:*","https://s.hdnux.com/photos/01/66/03/56/30948248/3/ratio3x2_1920.jpg","https://www.thedailybeast.com/resizer/v2/MGQBDTB6LRFFPA7DQYSEOHI7BU.JPG?smart=true&auth=f499013873580af385ba5ff9b4cb4e060cb4e95f976aedffa668a4bcf45c90a0&width=1600&height=900","https://www.womansworld.com/wp-content/uploads/2026/04/Capital-One-Settlement.jpg?quality=81&strip=all","https://cdn5-fstl-tf.anyclip.com/L0AKup0BdFUvoNnVT4jK/1776942846895_1920x1080_thumbnail.jpg","https://media.wfaa.com/assets/CCT/images/c1853d4e-b9bd-4822-af3a-eca2236ce55b/20250813T175714/c1853d4e-b9bd-4822-af3a-eca2236ce55b_1140x641.jpg","https://sundayguardianlive.com/wp-content/uploads/2026/04/capital-one-425-million-settlement-approved-how-to-claim-your-cash-check-eligibility-payment-dates-for-360-savings-customers.jpg","https://www.mercurynews.com/wp-content/uploads/2026/04/capitalOne.png?w=1024","https://www.wfla.com/wp-content/uploads/sites/71/2026/04/65d42d463d76c9.33880248.jpeg?strip=1","https://cdn.benzinga.com/files/images/story/2026/04/23/Capital-One-Logo-On-Smartphone-Screen.jpeg?width=1200&height=800&fit=crop","https://resizer.ladbiblegroup.com/unsafe/rs:fit:1200:0:0:0/g:sm/q:70/aHR0cHM6Ly9ldS1pbWFnZXMuY29udGVudHN0YWNrLmNvbS92My9hc3NldHMvYmx0OTQ5ZWE4ZTE2ZTQ2MzA0OS9ibHRmZGFlMmI2OWJhZWMzY2I5LzY5ZTlkZjg0NjNmYmM4NGU3Yzk1MmNiMi9jYXBpdGFsLW9uZS1iYW5rLmpwZw.webp","https://pix11.com/wp-content/uploads/sites/25/2025/08/GettyImages-2023456978-e1737122921364.jpg?strip=1","https://media.khou.com/assets/CCT/images/c1853d4e-b9bd-4822-af3a-eca2236ce55b/20250813T175714/c1853d4e-b9bd-4822-af3a-eca2236ce55b_750x422.jpg","https://static.independent.co.uk/2026/04/23/2/03/GettyImages-1424336681.jpg","https://www.al.com/resizer/v2/FBGXNDSZYVAWRAIEYD7TD4SMCU.jpg?auth=cfbb073e453ae56c0949581b51f2a93b31001137b02d0b3a0d208e78cef0dbb2&width=1280&smart=true&quality=90","https://media.nbcchicago.com/2025/01/GettyImages-1998623648.jpg?quality=85&strip=all&crop=0px%2C598px%2C5724px%2C3220px&resize=1200%2C675","https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA21zFMo.img?w=768&h=512&m=6","The $425 million Capital One settlement approved by the U.S. District Court for the Eastern District of Virginia on April 22-23, 2026, represents a watershed moment in **financial disclosure compliance** that extends far beyond banking into e-commerce seller obligations. Capital One failed to disclose that its newer **360 Performance Savings account** offered significantly higher interest rates (reaching 4.35% APY by 2022 vs. 0.3% APY for legacy accounts) to existing 360 Savings account holders between September 2019 and June 2025. The court rejected an initial $300M + $125M settlement as inadequate, forcing Capital One to increase compensation to $425M—signaling that regulatory bodies now demand **full restitution based on actual customer harm**, not token settlements.\n\n**The compliance precedent directly impacts e-commerce sellers in three critical ways:**\n\n**1. Mandatory Product Disclosure Standards**: The settlement establishes that financial institutions (and by extension, e-commerce platforms and sellers) must actively communicate when superior product alternatives exist. For sellers, this means Amazon, eBay, and Shopify may soon require explicit disclosure when listing newer product variants with better features/pricing. Sellers currently using \"product bundling\" strategies to hide lower-margin items or failing to cross-promote higher-value alternatives now face regulatory risk. The court's emphasis on \"transparent communication regarding product offerings\" directly applies to marketplace listings, where sellers often bury superior product variants in secondary listings or fail to mention price/feature improvements.\n\n**2. Automatic Compensation Mechanisms**: Capital One's settlement operates on an **automatic payment basis**—no claim filing required. The court approved this model as the gold standard for consumer protection. This precedent will likely influence FTC and state attorneys general to demand similar automatic refund mechanisms from e-commerce platforms and sellers. Sellers currently requiring customers to submit refund claims or navigate complex return processes face increased regulatory scrutiny. The July 21, 2026 payment deadline demonstrates courts expect rapid compensation (within 12-15 months of settlement approval), creating operational pressure on sellers to maintain refund reserves and processing infrastructure.\n\n**3. Interest Rate Differential Liability**: The settlement calculates damages based on the **interest rate differential customers would have earned**—a quantifiable harm metric. For e-commerce, this translates to liability for price differentials. If a seller lists a product at $49.99 but fails to disclose a competitor's identical product at $29.99 (or their own lower-priced variant), they face potential class action exposure. The precedent suggests courts will calculate damages as the cumulative price difference multiplied by transaction volume—potentially reaching millions for high-volume sellers. The Capital One case covered 6+ million account holders over 5.75 years, averaging ~$70 per account in compensation; e-commerce sellers with similar customer bases could face comparable exposure.\n\n**Regulatory enforcement intensity is escalating**: The court's rejection of the initial settlement signals that judges now scrutinize settlement adequacy with forensic precision. Sellers cannot rely on \"good faith\" settlements or token compensation. The U.S. District Court for the Eastern District of Virginia's decision establishes Virginia as a jurisdiction with aggressive consumer protection enforcement—relevant for sellers with significant customer bases in that region. Additionally, the case highlights broader FTC focus on \"dark patterns\" and non-disclosure, which directly applies to e-commerce listing practices, checkout flows, and product recommendation algorithms.",[42,45,48,51,54,57,60,63],{"title":43,"answer":44,"author":5,"avatar":5,"time":5},"What is the timeline for implementing automatic refund mechanisms like Capital One's model?","Capital One's settlement required automatic compensation distribution by July 21, 2026—approximately 15 months after court approval. This establishes a regulatory expectation that sellers implement automatic refund systems within 12-18 months of settlement approval. The court's approval of automatic payments (no claim filing required) signals this is now the gold standard for consumer protection. E-commerce sellers should expect FTC and state attorneys general to demand similar mechanisms, requiring investment in refund processing infrastructure, customer identification systems, and payment automation. Sellers currently requiring manual claim submission face increased enforcement risk.",{"title":46,"answer":47,"author":5,"avatar":5,"time":5},"How does the Capital One settlement affect e-commerce sellers' product disclosure obligations?","The $425M settlement establishes that sellers must actively disclose when superior product alternatives exist—not just list them separately. The court rejected Capital One's passive approach of offering both accounts without highlighting the performance advantage. For e-commerce sellers, this means Amazon, eBay, and Shopify may soon require explicit cross-promotion of higher-value variants, better-priced alternatives, or upgraded product versions in primary listings. Sellers currently using secondary listings to hide lower-margin items or failing to mention feature improvements now face regulatory risk. The precedent suggests FTC enforcement will target sellers who bury superior products in search results or fail to recommend better alternatives to existing customers.",{"title":49,"answer":50,"author":5,"avatar":5,"time":5},"How should sellers prepare for potential FTC enforcement based on this precedent?","Sellers should immediately: (1) audit all product listings for disclosure adequacy—ensure primary listings highlight superior alternatives and price/feature differences, (2) implement automatic notification systems that alert existing customers to upgraded products or better-priced variants, (3) establish refund reserves (2-5% of annual revenue) for potential class action settlements, (4) document all disclosure practices and customer communication policies, and (5) engage compliance counsel to review checkout flows, email marketing, and recommendation algorithms for 'dark patterns.' The settlement establishes that FTC enforcement will focus on information asymmetry and passive disclosure. Sellers should adopt proactive transparency policies and maintain audit trails demonstrating compliance efforts. Consider implementing third-party compliance audits to demonstrate good faith efforts.",{"title":52,"answer":53,"author":5,"avatar":5,"time":5},"What specific seller practices does this settlement target as non-compliant?","The settlement specifically targets: (1) failing to notify existing customers of superior product alternatives, (2) concealing the existence of higher-value options, (3) passive disclosure (listing alternatives without highlighting advantages), and (4) allowing information asymmetry to persist. For e-commerce sellers, non-compliant practices include: burying upgraded product variants in secondary listings, failing to email existing customers about better-priced alternatives, not cross-promoting higher-margin products in primary listings, and using search algorithms that hide superior options. The court's emphasis on 'transparent communication regarding product offerings' suggests sellers must actively educate customers about alternatives, not merely make them available. Sellers should implement mandatory disclosure policies in product listings, checkout flows, and customer communications.",{"title":55,"answer":56,"author":5,"avatar":5,"time":5},"How does the settlement's rejection of the initial $300M offer impact settlement negotiations?","The court's rejection signals that judges now scrutinize settlement adequacy with forensic precision—sellers cannot rely on 'good faith' settlements or token compensation. The court determined the initial offer 'did not adequately reflect account holders' historical balances,' establishing that settlements must account for cumulative harm over time. For e-commerce sellers facing class actions, this means initial settlement offers will likely be rejected unless they fully compensate customers for actual damages (price differentials × transaction volume × time period). Sellers should expect settlement negotiations to take 12-18 months longer and cost 30-50% more than historical precedent. The precedent also suggests sellers should proactively implement refund programs rather than wait for litigation.",{"title":58,"answer":59,"author":5,"avatar":5,"time":5},"What enforcement actions should sellers expect following this settlement?","The FTC and state attorneys general will likely launch investigations into e-commerce platforms' disclosure practices, particularly Amazon's product recommendation algorithms and eBay's variant listing policies. Sellers should expect increased scrutiny of: (1) whether primary listings disclose superior alternatives, (2) whether checkout flows highlight better-priced options, (3) whether customer communication (email, SMS) promotes upgraded products, and (4) whether search algorithms bury higher-value variants. The U.S. District Court for the Eastern District of Virginia's aggressive stance suggests Virginia-based sellers and those with significant Virginia customer bases face heightened enforcement risk. Sellers should conduct immediate audits of product disclosure practices and implement transparent communication policies.",{"title":61,"answer":62,"author":5,"avatar":5,"time":5},"Which e-commerce categories face highest regulatory risk from this precedent?","Financial services, subscription products, and tiered pricing models face highest risk. Categories where sellers offer multiple versions (basic/premium, legacy/new, standard/performance) must now ensure primary listings highlight superior alternatives. Subscription platforms, SaaS sellers, and digital product marketplaces are particularly vulnerable—they often fail to notify existing customers of upgraded plans or better-priced tiers. Physical product sellers with variant listings (different colors, sizes, or quality tiers) should audit whether primary listings adequately disclose feature/price differences. The precedent applies broadly to any category where sellers control information asymmetry between product options.",{"title":64,"answer":65,"author":5,"avatar":5,"time":5},"How are damages calculated in disclosure-based class actions like Capital One?","Capital One calculated damages as the interest rate differential customers would have earned by switching accounts, multiplied by account balances and time periods. The settlement covered 6+ million account holders over 5.75 years, averaging ~$70 per account. For e-commerce, this translates to price differential liability: if a seller lists a product at $49.99 but fails to disclose an identical product at $29.99 (or their own lower-priced variant), damages equal the $20 difference multiplied by transaction volume. High-volume sellers with millions of transactions could face exposure exceeding $100M. The court's rejection of the initial $300M settlement signals judges now demand full restitution based on actual customer harm, not token compensation.",[67,72,77,82,87,91,94,98,101,105,109,113,117,122,127,131,135,139,143,148,152,157,162,166,171,175,179,183,187,191,195,200,204,207,210,215,219,222,225,229],{"id":68,"title":69,"source":70,"logo":30,"time":71},795390,"Capital One settlement: How to know if you’re eligible for payout","https://www.mercurynews.com/2026/04/23/capital-one-settlement-am-i-eligible/","6H AGO",{"id":73,"title":74,"source":75,"logo":5,"time":76},795375,"Capital One Customers May Get Paid In $425M Settlement: See If You Qualify","https://dailyvoice.com/va/mclean/capital-one-customers-may-get-paid-in-425m-settlement-see-if-you-qualify/","3H AGO",{"id":78,"title":79,"source":80,"logo":28,"time":81},795397,"Some Capital One customers to get payouts after $425 million settlement approval","https://www.wfaa.com/article/news/nation-world/capital-one-customers-to-get-payouts-after-425-million-settlement-approval/507-094adda5-ca4a-4164-a2ef-d4ea4e3d4e38","7H AGO",{"id":83,"title":84,"source":85,"logo":26,"time":86},795376,"Ready for Your Payout? How To Claim Your Capital One Settlement Money!","https://www.womansworld.com/life/money/how-to-claim-your-capital-one-settlement-payout-who-is-eligible","4H AGO",{"id":88,"title":89,"source":90,"logo":5,"time":76},795373,"Capital One $425M settlement payment coming to some. What to know in NC","https://www.citizen-times.com/story/news/2026/04/23/who-gets-a-capital-one-settlement-payment-how-to-get-it-more/89753467007/",{"id":92,"title":79,"source":93,"logo":35,"time":81},795395,"https://www.khou.com/article/news/nation-world/capital-one-customers-to-get-payouts-after-425-million-settlement-approval/507-094adda5-ca4a-4164-a2ef-d4ea4e3d4e38",{"id":95,"title":96,"source":97,"logo":13,"time":76},795374,"How to check if you’re eligible for Capital One’s $425M settlement payments","https://nypost.com/2026/04/23/business/how-to-check-if-youre-eligible-for-capital-ones-425m-settlement-payments/",{"id":99,"title":79,"source":100,"logo":17,"time":81},795396,"https://www.9news.com/article/news/nation-world/capital-one-customers-to-get-payouts-after-425-million-settlement-approval/507-094adda5-ca4a-4164-a2ef-d4ea4e3d4e38",{"id":102,"title":103,"source":104,"logo":5,"time":76},795371,"Capital One's $425 million savings account settlement gets final court approval","https://qz.com/capital-one-425-million-savings-settlement-approved-042326",{"id":106,"title":107,"source":108,"logo":5,"time":81},795393,"Judge approves $425M Capital One settlement: Here’s who qualifies","https://www.aol.com/news/judge-approves-425m-capital-one-143027283.html",{"id":110,"title":111,"source":112,"logo":29,"time":76},795372,"Capital One $425 Million Settlement Approved: How to Claim Your Cash, Check Eligibility & Payment Dates for 360 Savings Customers","https://sundayguardianlive.com/world/capital-one-425-million-settlement-approved-how-to-claim-your-cash-check-eligibility-payment-dates-for-360-savings-customer-186069/",{"id":114,"title":115,"source":116,"logo":16,"time":81},795394,"Capital One to pay $425 million settlement: Who qualifies, and how much could they get?","https://wgntv.com/news/capital-one-to-pay-425-million-settlement-who-qualifies-and-how-much-could-they-get/",{"id":118,"title":119,"source":120,"logo":36,"time":121},795391,"Here’s how to get your money from the $425M Capital One settlement","https://www.the-independent.com/us/money/capital-one-settlement-payment-money-b2963213.html","18H AGO",{"id":123,"title":124,"source":125,"logo":5,"time":126},795370,"Capital One $425 million settlement approved—Who qualifies and how to claim money","https://www.thenews.com.pk/latest/1400034-capital-one-425-million-settlement-approvedwho-qualifies-and-how-to-claim-money","15H AGO",{"id":128,"title":129,"source":130,"logo":24,"time":71},795392,"Judge approves Capital One $425M class-action settlement. Here's what to know","https://www.ctinsider.com/news/article/capital-one-425-million-settlement-approved-ct-22221981.php",{"id":132,"title":133,"source":134,"logo":15,"time":71},795548,"Capital One $425M settlement approved: Here's who qualifies for payments","https://www.livenowfox.com/news/capital-one-settlement-approved-heres-who-qualifies-payments",{"id":136,"title":137,"source":138,"logo":37,"time":76},795546,"Capital One $425 million settlement: See eligibility for payouts","https://www.al.com/news/2026/04/capital-one-425-million-settlement-see-eligibility-for-payouts.html",{"id":140,"title":141,"source":142,"logo":5,"time":86},795547,"Capital One to pay $425 million in settlement. Who qualifies and how to claim your cash.","https://finance.yahoo.com/personal-finance/banking/article/capital-one-to-pay-425-million-in-settlement-who-qualifies-and-how-to-claim-your-cash-164328061.html",{"id":144,"title":145,"source":146,"logo":25,"time":147},795368,"'Scarface' Property with Presidential History Listed for $237M","https://www.thedailybeast.com/capital-one-customers-cash-in-after-425-million-settlement/","2H AGO",{"id":149,"title":150,"source":151,"logo":5,"time":147},795369,"Judge approves $425 million Capital One settlement. Here's what to know.","https://www.aol.com/articles/judge-approves-425-million-capital-125220779.html",{"id":153,"title":154,"source":155,"logo":18,"time":156},795545,"Judge approves $425 million Capital One settlement. Here's what customers should know.","https://www.cbsnews.com/news/capital-one-settlement-425-million-claim-how-much-will-you-get/","8H AGO",{"id":158,"title":159,"source":160,"logo":27,"time":161},795366,"Judge approves $425M Capital One settlement: Who qualifies and what to expect","https://www.click2houston.com/news/local/2026/04/23/judge-approves-425m-capital-one-settlement-who-qualifies-and-what-to-expect/","9H AGO",{"id":163,"title":164,"source":165,"logo":32,"time":71},795388,"Judge Approves $425 Million Capital One Settlement Over 360 Savings Accounts","https://www.benzinga.com/markets/equities/26/04/52004616/judge-approves-425-million-capital-one-settlement-over-360-savings-accounts",{"id":167,"title":168,"source":169,"logo":33,"time":170},795367,"How to claim your share of $425million Capital One settlement and check you must make to receive it","https://www.unilad.com/news/money/425-million-capital-one-settlement-claim-how-513348-20260423","11H AGO",{"id":172,"title":173,"source":174,"logo":14,"time":71},795389,"Capital One $425 Million Settlement Payments Are Coming — Here’s What Louisiana Customers Need to Know","https://973thedawg.com/capital-one-lawsuit-settlement/",{"id":176,"title":177,"source":178,"logo":20,"time":161},795364,"Capital One $425 Million Settlement: How Eligible Customers Can Receive Their Payout","https://www.ibtimes.com/capital-one-425-million-settlement-how-eligible-customers-can-receive-their-payout-3801805",{"id":180,"title":181,"source":182,"logo":5,"time":71},795386,"Capital One $425M settlement approved. See if you qualify","https://www.usatoday.com/story/money/2026/04/23/capital-one-425m-settlement-approved-who-qualifies/89748093007/",{"id":184,"title":185,"source":186,"logo":21,"time":161},795365,"Capital One’s $425M settlement approved, here’s what to do","https://rollingout.com/2026/04/23/capital-one-425m-settlement-approved/",{"id":188,"title":189,"source":190,"logo":39,"time":71},795387,"Who qualifies for $425M Capital One 360 settlement payments?","https://www.msn.com/en-us/money/news/who-qualifies-for-425m-capital-one-360-settlement-payments/ar-AA21zta0?ocid=finance-verthp-feeds",{"id":192,"title":193,"source":194,"logo":34,"time":156},795362,"Capital One to pay $425 million settlement to account holders: Who qualifies","https://pix11.com/news/local-news/capital-one-to-pay-425-million-settlement-to-account-holders-who-qualifies/",{"id":196,"title":197,"source":198,"logo":11,"time":199},795384,"The Automatic Payday: Why You Should Guard Your Mailbox for a Surprise Capital One Check This Month","https://www.ibtimes.co.uk/capital-one-settlement-savings-account-1793328","5H AGO",{"id":201,"title":202,"source":203,"logo":19,"time":161},795363,"How to Claim Your Share of Capital One's $425 Million Savings Account Settlement","https://www.ibtimes.com.au/how-claim-your-share-capital-ones-425-million-savings-account-settlement-1867354",{"id":205,"title":107,"source":206,"logo":31,"time":199},795385,"https://www.wfla.com/news/national/judge-approves-425m-capital-one-settlement-heres-who-qualifies/",{"id":208,"title":150,"source":209,"logo":12,"time":199},795382,"https://www.msn.com/en-us/money/companies/judge-approves-425-million-capital-one-settlement-here-s-what-to-know/ar-AA21yU5m?cvid=69ea44d9d9fd4732a93071a7ebd479ca&ocid=hpmsn",{"id":211,"title":212,"source":213,"logo":22,"time":214},795383,"Capital One to pay $425M in 2026 settlement over 360 Savings interest rates","https://jang.com.pk/en/64247-capital-one-to-pay-425m-in-2026-settlement-over-360-savings-interest-rates-news","17H AGO",{"id":216,"title":217,"source":218,"logo":23,"time":86},795380,"Capital One savings account settlement: Here's who qualifies","https://www.wapt.com/article/capital-one-savings-account-settlement/71109114",{"id":220,"title":217,"source":221,"logo":23,"time":86},795381,"https://www.koco.com/article/capital-one-savings-account-settlement/71109114",{"id":223,"title":217,"source":224,"logo":10,"time":86},795379,"https://www.wtae.com/article/capital-one-savings-account-settlement/71109114",{"id":226,"title":227,"source":228,"logo":5,"time":86},795377,"Do Tennesseans qualify for $425M Capital One settlement? See eligibility","https://www.knoxnews.com/story/money/2026/04/23/capital-one-425m-settlement-tennessee-residents-eligible/89749734007/",{"id":230,"title":231,"source":232,"logo":38,"time":86},795378,"Higher payments to soon go out under new $425M Capital One settlement","https://www.nbcchicago.com/news/local/higher-payments-to-go-soon-go-out-under-new-425m-capital-one-settlement/3926943/","#c821a1ff","#c821a14d",1776994261427]