[{"data":1,"prerenderedAt":280},["ShallowReactive",2],{"story-209498-en":3},{"id":4,"slug":5,"slugs":5,"currentSlug":5,"title":6,"subtitle":7,"coverImagesSmall":8,"coverImages":9,"content":50,"questions":51,"relatedArticles":76,"body_color":278,"card_color":279},"209498",null,"X Money Payment Platform Launches in US | Seller Payment Cost Optimization Opportunity","- Real-time transfers eliminate 1-3 day settlement delays; 6% APY yield unlocks working capital; 3% cashback + zero foreign transaction fees reduce payment processing costs for cross-border sellers",[],[10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49],"https://techround.co.uk/wp-content/uploads/2026/07/alexander-shatov-9YDZBM03IGQ-unsplash-e1785229152846.jpg","https://www.basenor.com/cdn/shop/articles/2e23be78166ae6d9f8078174bf2d4653.jpg?v=1785186552","https://media.yellow.com/uploads/shutterstock_2645054533_4700946d2b.jpg","https://finovate.com/wp-content/uploads/2026/07/pexels-shvets-production-7545150-scaled.jpg","https://bitcoinworld.co.in/wp-content/uploads/x-money-us-premium-subscribers-crypto-absent-1296x700.jpg","https://dims.apnews.com/dims4/default/2a37700/2147483647/strip/false/crop/7681x5121+0+0/resize/980x653!/quality/90/?url=https%3A%2F%2Fassets.apnews.com%2F7e%2Fce%2F89288826af935f2d3ec643c381f0%2Fa1104d63187a4e15b6016739a2d39d31","https://techcrunch.com/wp-content/uploads/2026/07/Screenshot-2026-07-28-at-10.24.40-AM.png","https://9to5mac.com/wp-content/uploads/sites/6/2026/07/xmoney.webp?w=1600","https://interestingengineering.com/_next/image?url=https%3A%2F%2Fcms.interestingengineering.com%2Fwp-content%2Fuploads%2F2026%2F07%2FUntitled-design-2026-07-28T044924.409.jpg&w=3840&q=75","https://bravenewcoin.com/wp-content/uploads/2026/07/x-money-shot.jpg","https://coingape.com/wp-content/uploads/2026/07/This-is-Money-Elon-Musk-Claims-as.webp","https://images.euronews.com/articles/stories/09/79/58/16/1200x675_cmsv2_33658448-766d-595d-8c18-f10e53acca17-9795816.jpg","https://www.chosun.com/resizer/v2/4KLIMUOL5VHYTIKFS2EMNBXS5E.jpg?auth=104e7cbd83348ff083f83efef6f1ab88d7ca77a46c725beb3d86ff5f408ed88c&width=616","https://techgenyz.com/wp-content/uploads/2026/07/x-money.webp","https://www.pymnts.com/wp-content/uploads/2025/02/X-social-platform.jpg?w=457","https://platform.theverge.com/wp-content/uploads/sites/2/2026/07/x-money-visa-card.jpeg?quality=90&strip=all&crop=7.8125,0,84.375,100","https://cdn.pulse2.com/cdn/2026/07/X-Money-Logo.jpg","https://newsfile.futunn.com/news-thumbnail/20260729/public/17852613458155443254055-17852613458141868839226.jpeg","https://media.tegna-media.com/assets/AssociatedPress/images/69e4864b-75bf-47df-a3fb-225b735d0274/20260728T212507/69e4864b-75bf-47df-a3fb-225b735d0274_750x422.jpg","https://s.hdnux.com/photos/01/66/74/14/31179577/3/ratio3x2_1920.jpg","https://www.digitaltransactions.net/wp-content/uploads/2017/10/TodaysNewsBriefslogo.jpg","https://www.crowdfundinsider.com/wp-content/uploads/2026/07/XMoney-FDIC-Insurance.jpg","https://res.cloudinary.com/graham-media-group/image/upload/f_auto/q_auto/d_https:::media.news4jax.com:theme:images:placeholder-16x9-wjxt.png/c_scale,w_640/v1/media/gmg/W5C2KTLBJVEA3BSRL75ANRCHIM.jpg?_a=DAJHqpDbZAAA","https://egamers.io/wp-content/uploads/2026/07/x-rolls-out-nationwide-banking-for-us-premium-members-dangling-6-apy.jpg","https://www.newsday.com/_next/image?url=https%3A%2F%2Fcdn.newsday.com%2Fimage-service%2Fversion%2Fc%3AZmU5YTU0ODQtYzNiOS00%3AYTE2ZmIxMmUtZWMxMy00%2Fcopy-of-musk-x-money.jpeg%3Ff%3DLandscape%2B16%253A9%26w%3D770%26q%3D1&w=1920&q=80","https://www.baltimoresun.com/wp-content/uploads/2026/07/Musk_X_Money_17239.jpg","https://img.staticimg.com/news_flash/1366d6c8-bde7-4376-9baf-5ca295177c6d.jpg","https://cdn.i-scmp.com/sites/default/files/styles/700x400/public/d8/images/canvas/2026/07/29/70bf4096-a005-4e79-87f2-8b6fd4721630_37c73f1c.jpg?itok=vR94JAa9&v=1785280167","https://www.twincities.com/wp-content/uploads/2026/07/Musk_X_Money_17239.jpg","https://www.paymentsjournal.com/wp-content/uploads/2025/11/man-phone-headache-coffee-shop-remote-work-job-search-bad-news-financial-fail-debt-loan-african-person-with-stress-worry-confused-reading-information-his-mobile-cafe-scaled.jpg","https://pbs.twimg.com/amplify_video_thumb/2081799044624474112/img/P6R4Nryfd_A2go7a?format=jpg&name=small","https://www.southshorepress.com/_next/image?url=https%3A%2F%2Fencrypted-tbn0.gstatic.com%2Fimages%3Fq%3Dtbn%3AANd9GcSc22BzLhaJ0d-kvfw-x_DhnIiXbAHVCRqNRNb8-_WfP9rbQLfuDiSi0mo0%26s%3D10&w=3840&q=75&dpl=dpl_7bYhx67MJ84tNccKAgKLDHk2xztu","https://d24focqdekc5bg.cloudfront.net/wp-content/uploads/2025/08/Cross-river-bank_finance_fort-lee.jpg","https://resizer.ladbiblegroup.com/unsafe/rs:fit:3840:0:0:0/g:sm/q:70/aHR0cHM6Ly9ldS1pbWFnZXMuY29udGVudHN0YWNrLmNvbS92My9hc3NldHMvYmx0YjVkOTI3NTdhYzFlZTA0NS9ibHQ2MDRhNzYyZTI3NDUyZjhmLzZhNjhiYTU3MWVlNmM2MTVjNzUzMDQxOC9tdXNrX3hfbW9uZXlfbG9zc19tYWtpbmcucG5nP2Nyb3A9Njc1LDY3NSx4MjM5LHkw.webp","https://d.techtimes.com/en/full/470046/x-money.png?w=836&f=4366e07dc27aaaefe7ccdfaf44a1d89f","https://i.pcmag.com/imagery/articles/06zD1yTFiSj0FI0sozSEAmk-1..v1785231097.jpg","https://www.cointribune.com/app/uploads/2026/07/X-Money-Musk-Lancement-1024x683.png","https://images.wral.com/ed56c058-f477-52cf-ac42-1825791cdfde?w=1200&h=675&f=jpg","https://res.cloudinary.com/graham-media-group/image/upload/f_auto/q_auto/d_https:::media.clickondetroit.com:theme:images:placeholder-16x9-wdiv.png/c_scale,w_640/v1/media/gmg/W5C2KTLBJVEA3BSRL75ANRCHIM.jpg?_a=DAJHqpDbZAAA","https://www.pressdemocrat.com/wp-content/uploads/2026/07/Musk_X_Money_17239.jpg","**X Money officially launched in the United States on July 27, 2026, introducing a fintech payment infrastructure that directly impacts seller cash flow optimization and payment processing economics.** Available to X Premium ($40/month or $395/year) and Premium Plus ($8/month or $84/year) subscribers, the platform offers real-time fund transfers (eliminating traditional 1-3 business day settlement delays), a 6% Annual Percentage Yield (APY) on deposits, and a branded Visa debit card with 3% cashback on eligible purchases, zero ATM withdrawal fees, and zero foreign transaction fees. This represents a significant shift in payment settlement speed and working capital management for sellers operating within the X ecosystem.\n\n**From a financial optimization perspective, X Money addresses three critical pain points for cross-border e-commerce sellers: payment settlement velocity, foreign exchange friction, and cash conversion cycle compression.** The real-time transfer capability eliminates the 1-3 day settlement window that traditional payment processors (PayPal, Stripe, Square) impose, allowing sellers to access funds immediately for inventory replenishment or operational expenses. The 6% APY yield—substantially higher than traditional business savings accounts (0.5-1.5%)—enables sellers to park working capital in X Money while awaiting inventory turnover, generating passive income on idle cash. The zero foreign transaction fees on the X Card directly reduce payment processing costs for sellers conducting cross-border transactions, particularly valuable for US-based sellers purchasing inventory from Asia-Pacific suppliers or European manufacturers. For a seller with $50,000 in monthly working capital, the 6% APY generates approximately $250/month in yield—equivalent to 2-3 months of payment processing fees at typical Stripe/PayPal rates (2-3%).\n\n**The \"everything app\" strategy positions X Money as a direct competitor to integrated payment solutions like Shopify Payments, Amazon Pay, and emerging fintech platforms, with specific advantages in settlement speed and foreign transaction cost reduction.** Unlike traditional payment processors that batch settle funds daily or weekly, X Money's real-time transfer capability compresses the cash conversion cycle by 1-3 days per transaction cycle. For high-volume sellers processing 100+ transactions daily, this translates to $10,000-50,000 in additional working capital availability at any given time. The platform's integration with Apple Wallet and customizable Visa card provides sellers with immediate spending capability without requiring separate business banking relationships. However, regulatory scrutiny from Senator Elizabeth Warren regarding consumer protection and financial system stability suggests potential compliance requirements that may affect platform expansion and feature availability. The invite-only beta phase (early 2026) and phased US rollout indicate X is managing regulatory risk through controlled scaling, similar to how PayPal and Square approached banking service expansion.",[52,55,58,61,64,67,70,73],{"title":53,"answer":54,"author":5,"avatar":5,"time":5},"What are the regulatory risks sellers should monitor with X Money's banking service expansion?","Senator Elizabeth Warren raised concerns about X Money's consumer protection, national security, and financial system stability risks, signaling potential regulatory scrutiny. X Money currently operates under a phased rollout (invite-only beta through July 2026, then Premium subscriber access), suggesting X is managing regulatory compliance carefully. Sellers should monitor: (1) Anti-Money Laundering (AML) and Know-Your-Customer (KYC) requirements that may restrict account access or transaction limits; (2) Banking license requirements that could limit X Money's expansion or feature availability; (3) Deposit insurance coverage (FDIC protection unclear for X Money deposits); (4) Cross-border payment regulations that may restrict international transfers. If X Money faces regulatory restrictions, sellers relying on the platform for working capital management could face sudden access limitations. Diversifying payment processors remains prudent risk management.",{"title":56,"answer":57,"author":5,"avatar":5,"time":5},"How do X Money's zero foreign transaction fees reduce payment costs for cross-border sellers?","Traditional payment processors (PayPal, Stripe, Square) charge 2-3% foreign transaction fees on international payments, plus 1-2% currency conversion spreads. For a seller purchasing $50,000 monthly in inventory from Asian suppliers, traditional processors cost $1,500-2,500 monthly in foreign transaction fees alone. X Money's zero foreign transaction fee on the Visa card eliminates this cost entirely, saving $18,000-30,000 annually. The X Card's integration with real-time transfers means sellers can move funds to international suppliers without intermediary payment processors. However, the actual currency conversion spread (typically 1-2%) still applies through Visa's network, so total savings are approximately $1,000-1,500 monthly rather than complete elimination. This is most valuable for sellers with high-volume international supplier relationships.",{"title":59,"answer":60,"author":5,"avatar":5,"time":5},"What is the competitive positioning of X Money versus Shopify Payments, Amazon Pay, and PayPal for cross-border sellers?","X Money differentiates through real-time settlement (vs. Shopify's 1-2 day settlement, Amazon Pay's variable settlement, PayPal's 1-3 day settlement) and zero foreign transaction fees (vs. PayPal's 2-3%, Shopify's 2.9%, Amazon Pay's 2.2%). However, X Money's ecosystem lock-in is significant—benefits only apply to X Premium subscribers and transactions within the X platform. Shopify Payments integrates with Shopify's entire merchant ecosystem (3M+ stores), Amazon Pay leverages Amazon's 300M+ customer base, and PayPal operates independently across all platforms. For sellers whose customer base actively uses X (estimated hundreds of millions globally), X Money offers superior economics. For sellers relying on Amazon, Shopify, or eBay as primary sales channels, X Money provides supplementary benefits rather than primary payment processing. The optimal strategy is multi-processor diversification: use X Money for X-based transactions and working capital management, while maintaining Shopify Payments or PayPal for primary marketplace integration.",{"title":62,"answer":63,"author":5,"avatar":5,"time":5},"How does X Money's 3% cashback benefit compare to traditional business credit cards for seller expenses?","X Money's 3% cashback on eligible purchases is competitive with premium business credit cards (typically 2-3% cashback), but with a critical difference: X Money cashback applies to debit card spending, not credit. This means sellers don't build credit history or access revolving credit lines through X Money, limiting its utility for sellers needing working capital financing. However, for operational expenses (supplier payments, shipping, software subscriptions), 3% cashback generates meaningful savings. A seller with $20,000 monthly operational expenses earns $600/month in cashback ($7,200 annually). The cashback is most valuable when combined with the 6% APY yield—sellers can accumulate cashback rewards in X Money accounts while earning yield simultaneously. This creates a dual-benefit structure unavailable through traditional payment processors.",{"title":65,"answer":66,"author":5,"avatar":5,"time":5},"What are the subscription cost implications of X Money access for sellers evaluating platform adoption?","X Money requires X Premium ($40/month or $395/year) or Premium Plus ($8/month or $84/year) subscription for access. For sellers evaluating adoption, the subscription cost must be weighed against payment processing savings. A seller with $50,000 monthly transaction volume saves approximately $1,000-1,500 monthly in foreign transaction fees and settlement float costs. X Premium subscription ($40/month) represents a 2.7-4% cost against these savings, making it economically justified. However, the subscription creates a fixed cost structure that may not benefit low-volume sellers (under $10,000 monthly transactions). For sellers with $10,000-20,000 monthly volume, the subscription cost ($40/month) consumes 20-40% of payment processing savings, reducing net benefit. The break-even point is approximately $15,000-20,000 monthly transaction volume, below which traditional payment processors remain more cost-effective.",{"title":68,"answer":69,"author":5,"avatar":5,"time":5},"How can sellers optimize cash flow by combining X Money's real-time transfers with inventory financing?","X Money's real-time settlement enables sellers to accelerate inventory turnover financing. Traditional workflow: seller purchases inventory → waits 1-3 days for payment processor settlement → accesses capital for next purchase. X Money workflow: seller purchases inventory → receives real-time settlement → immediately redeploys capital for next purchase, compressing the cash conversion cycle by 1-3 days per cycle. For a seller with 30-day inventory turnover and 12 annual cycles, this saves 12-36 days of working capital financing annually. Combined with the 6% APY yield on settlement proceeds, sellers can generate $500-1,000 monthly in passive income while waiting for inventory to sell. This reduces reliance on expensive inventory financing (invoice factoring at 2-4% monthly, inventory loans at 8-12% annually). The optimal strategy: use X Money for settlement and working capital parking, while maintaining inventory financing as backup for growth acceleration.",{"title":71,"answer":72,"author":5,"avatar":5,"time":5},"What is the financial impact of X Money's 6% APY yield on seller working capital compared to traditional business savings accounts?","X Money's 6% APY significantly outperforms traditional business savings accounts (0.5-1.5% APY) and money market funds (4-5% APY), generating approximately $500/month in passive income on $100,000 in parked working capital. For sellers maintaining 30-60 days of inventory buffer (typical for cross-border e-commerce), this yield generates $1,500-3,000 annually on idle cash. Compared to traditional business banking, X Money's 6% APY represents a 300-600% improvement in yield efficiency. However, sellers must evaluate regulatory risk—if X Money faces banking restrictions or APY reductions due to regulatory pressure, yield advantages could diminish. The platform's current APY positioning suggests X is subsidizing yields to drive adoption, which may not be sustainable long-term.",{"title":74,"answer":75,"author":5,"avatar":5,"time":5},"How does X Money's real-time transfer capability reduce seller working capital needs compared to traditional payment processors?","X Money eliminates the 1-3 business day settlement delay standard with PayPal, Stripe, and Square, allowing sellers to access funds immediately upon transaction completion. For a seller processing $10,000 daily in transactions, traditional processors tie up $10,000-30,000 in settlement float at any given time. X Money's real-time settlement frees this capital immediately for inventory replenishment, reducing reliance on short-term financing (invoice factoring at 2-4% monthly rates). A seller with $100,000 monthly transaction volume saves approximately $2,000-4,000 monthly in factoring fees by eliminating settlement delays. This is particularly valuable for sellers operating on thin margins (5-10%) where working capital velocity directly impacts profitability.",[77,82,87,91,95,99,103,107,111,115,119,123,127,131,135,139,143,147,151,155,159,163,167,171,175,179,183,187,191,195,199,203,206,209,213,217,221,225,229,233,237,240,244,247,250,254,258,262,266,269,272,275],{"id":78,"title":79,"source":80,"logo":5,"time":81},1310291,"X Money launches US payments with yields up to 6%","https://crypto.news/x-money-launches-us-payments-with-yields-up-to-6","4D AGO",{"id":83,"title":84,"source":85,"logo":24,"time":86},1310290,"X Money Makes Debut For Premium Subscribers","https://www.pymnts.com/digital-payments/2026/x-money-makes-debut-for-premium-subscribers","3D AGO",{"id":88,"title":89,"source":90,"logo":43,"time":86},1310293,"Elon Musk is set to lose money every time someone deposits cash with X Money","https://www.uniladtech.com/news/musk-lose-money-x-launch-318316-20260728",{"id":92,"title":93,"source":94,"logo":5,"time":86},1310292,"X, Visa Launch Payments App For U.S. Subscribers 07/29/2026","https://www.mediapost.com/publications/article/416877/x-visa-launch-payments-app-for-us-subscribers.html",{"id":96,"title":97,"source":98,"logo":5,"time":81},1310295,"X Money Now Available to All Users: FDIC-Insured Deposits, Bill Pay, and 6% APY - News and Statistics","https://www.indexbox.io/blog/x-money-expands-access-to-all-users-with-fdic-insured-deposits-and-up-to-6-yield",{"id":100,"title":101,"source":102,"logo":23,"time":81},1310294,"X Money Savings & Metal Card: Is the 6% APY Worth the Hidden Subscription Trap?","https://techgenyz.com/x-money-savings-metal-card-6-percent-apy",{"id":104,"title":105,"source":106,"logo":13,"time":81},1310297,"Cross River to Power Elon Musk’s X Money","https://finovate.com/cross-river-to-power-elon-musks-x-money",{"id":108,"title":109,"source":110,"logo":22,"time":81},1310296,"X Launches 'X Money' Financial Service With Apple Wallet","https://www.chosun.com/english/industry-en/2026/07/28/3QZ3L7LZWJA2RBNK5FA2O6INDM",{"id":112,"title":113,"source":114,"logo":5,"time":86},1310299,"Elon Musk’s X Money app is rolling out in the U.S.","https://finance.yahoo.com/markets/crypto/articles/elon-musk-x-money-app-145712469.html",{"id":116,"title":117,"source":118,"logo":20,"time":81},1310298,"\"This is Money,\" Elon Musk Claims as P2P-Powered X Money Goes Live in the US","https://coingape.com/this-is-money-elon-musk-claims-p2p-powered-x-money-goes-live-us",{"id":120,"title":121,"source":122,"logo":39,"time":86},1310280,"X Money Launches with Ambitious Features—and Lingering Questions","https://www.paymentsjournal.com/x-money-launches-with-ambitious-features-and-lingering-questions",{"id":124,"title":125,"source":126,"logo":21,"time":81},1310282,"Video. Elon Musk's X adds banking service in 'everything app' push","https://www.euronews.com/video/2026/07/28/elon-musks-x-adds-banking-service-in-everything-app-push",{"id":128,"title":129,"source":130,"logo":5,"time":81},1310281,"X Money Competes with Giants in Consumer Payments","https://www.gurufocus.com/news/8981851/x-money-competes-with-giants-in-consumer-payments?mobile=true",{"id":132,"title":133,"source":134,"logo":5,"time":81},1310284,"X Money is officially launched","https://adnews.galitt.com/en/articles/details/x-money-is-officially-launched",{"id":136,"title":137,"source":138,"logo":19,"time":81},1310283,"X Money Is Live, and the Most Interesting Thing About It Is the Bank","https://bravenewcoin.com/insights/x-money-is-live-and-the-most-interesting-thing-about-it-is-the-bank",{"id":140,"title":141,"source":142,"logo":5,"time":86},1310286,"X Money Opens for US Premium Subscribers Only","https://www.technology.org/2026/07/28/x-money-us-rollout-premium-subscribers",{"id":144,"title":145,"source":146,"logo":41,"time":81},1310285,"Now Trending: X Money Goes Live — Elon's 'Everything App' Finally Gets a Wallet","https://www.southshorepress.com/business/now-trending-x-money-goes-live-elons-everything-app-finally-gets-a-wallet-e807ad30",{"id":148,"title":149,"source":150,"logo":12,"time":81},1310288,"Musk's X Money Goes Live With 6% Yield And Zero Crypto Support","https://yellow.com/news/musk-x-money-6-yield-no-crypto",{"id":152,"title":153,"source":154,"logo":10,"time":81},1310287,"Can Elon Musk’s New X Money Platform Rival PayPal?","https://techround.co.uk/news/can-elon-musks-new-x-money-platform-rival-paypal",{"id":156,"title":157,"source":158,"logo":26,"time":86},1310289,"X Money Launches For U.S. Premium Subscribers With Up To 6% APY And 3% Cash Back","https://pulse2.com/x-money-launches-for-u-s-premium-subscribers-with-up-to-6-apy-and-3-cash-back",{"id":160,"title":161,"source":162,"logo":42,"time":81},1310271,"Cross River to power X Money, building a P2P payments experience into the social media platform","https://www.roi-nj.com/2026/07/28/tech/cross-river-to-power-x-money-building-a-p2p-payments-experience-into-the-social-media-platform",{"id":164,"title":165,"source":166,"logo":31,"time":81},1310270,"Cross River Bank to Power XMoney “Everything App,” Poised to Challenge Traditional Banks by Providing Superior Services","https://www.crowdfundinsider.com/2026/07/294002-cross-river-bank-to-power-x-money",{"id":168,"title":169,"source":170,"logo":5,"time":86},1310273,"X Money Launches With 6% APY and a Metal Debit Card","https://www.gadgetreview.com/x-money-launches-with-6-apy-and-a-metal-debit-card",{"id":172,"title":173,"source":174,"logo":36,"time":86},1310272,"X Money Launches Nationwide with FDIC Coverage as Warren Warns of Risks","https://www.kucoin.com/news/flash/x-money-launches-nationwide-with-fdic-coverage-as-warren-warns-of-risks",{"id":176,"title":177,"source":178,"logo":14,"time":81},1310275,"X Money Opens To All U.S. Premium Subscribers, But Crypto Remains Absent","https://bitcoinworld.co.in/x-money-us-premium-subscribers-crypto-absent",{"id":180,"title":181,"source":182,"logo":33,"time":86},1310274,"X Rolls Out Nationwide Banking for US Premium Members, Dangling 6% APY","https://egamers.io/x-rolls-out-nationwide-banking-for-us-premium-members-dangling-6-apy",{"id":184,"title":185,"source":186,"logo":46,"time":86},1310277,"X Money Expands Despite Political Pressure","https://www.cointribune.com/en/x-money-expands-despite-political-pressure",{"id":188,"title":189,"source":190,"logo":49,"time":86},1310310,"Elon Musk launches invite-only X Money with a Visa debit card, 6% yield and real-time transfers","https://www.pressdemocrat.com/2026/07/28/musk-x-money",{"id":192,"title":193,"source":194,"logo":5,"time":86},1310276,"Is Elon Musk Borrowing Amazon Prime's Playbook for X Money?","https://www.inkl.com/glance/news/is-elon-musk-borrowing-amazon-primes-playbook-for-x-money",{"id":196,"title":197,"source":198,"logo":27,"time":86},1310279,"Musk's 'WeChat dream' takes a critical step forward as the world's richest man pours money into promoting his digital wallet business.","https://news.futunn.com/en/post/76719142/musk-s-wechat-dream-takes-a-critical-step-forward-as",{"id":200,"title":201,"source":202,"logo":44,"time":86},1310278,"X Money Goes Nationwide, Backed by a Bank the FDIC Has Twice Cited for Unsafe Practices","https://www.techtimes.com/articles/321772/20260728/x-money-goes-nationwide-backed-bank-fdic-has-twice-cited-unsafe-practices.htm",{"id":204,"title":189,"source":205,"logo":34,"time":86},1310311,"https://www.newsday.com/business/elon-musk-x-money-cross-river-payments-l56403",{"id":207,"title":189,"source":208,"logo":15,"time":86},1310260,"https://apnews.com/article/elon-musk-x-money-cross-river-payments-0bb86f98e0747757992bc8f435f7014e",{"id":210,"title":211,"source":212,"logo":25,"time":81},1310262,"X Money is launching in the US starting today","https://www.theverge.com/tech/971649/x-money-launch-elon-musk",{"id":214,"title":215,"source":216,"logo":5,"time":81},1310261,"Elon Musk's X adds banking service in 'everything app' push","https://finance.yahoo.com/technology/articles/elon-musks-x-adds-banking-044055408.html",{"id":218,"title":219,"source":220,"logo":40,"time":81},1310264,"'The World's Most Powerful Network': X Money Rolls Out, Challenging Venmo, Robinhood, Apple Pay","https://www.benzinga.com/markets/tech/26/07/60713325/the-worlds-most-powerful-network-x-money-rolls-out-challenging-venmo-robinhood-apple-pay",{"id":222,"title":223,"source":224,"logo":45,"time":86},1310263,"Elon Musk Wants to Replace Your Bank: Here's How X Money Works","https://www.pcmag.com/news/elon-musks-x-wants-to-replace-your-bank-heres-how-x-money-works",{"id":226,"title":227,"source":228,"logo":18,"time":81},1310266,"Elon Musk launches X Money, bringing banking services directly into X","https://interestingengineering.com/culture/elon-musk-x-money-banking-launch",{"id":230,"title":231,"source":232,"logo":16,"time":86},1310265,"Elon Musk’s X Money app is rolling out in the US","https://techcrunch.com/2026/07/28/elon-musks-x-money-app-is-rolling-out-in-the-u-s",{"id":234,"title":235,"source":236,"logo":30,"time":86},1310268,"Cross River Bank Powers X Money and other Digital Transactions News briefs from 7/28/26","https://www.digitaltransactions.net/cross-river-bank-powers-x-money-and-other-digital-transactions-news-briefs-from-7-28-26",{"id":238,"title":189,"source":239,"logo":28,"time":86},1310301,"https://www.10tv.com/article/syndication/associatedpress/elon-musk-launches-invite-only-x-money-with-a-visa-debit-card-6-yield-and-real-time-transfers/616-375434cd-36bb-4a0c-bffe-0f6e8a687c53",{"id":241,"title":242,"source":243,"logo":17,"time":81},1310267,"X Money officially launches in the US with Apple Wallet support after invite-only beta","https://9to5mac.com/2026/07/27/x-money-apple-wallet",{"id":245,"title":189,"source":246,"logo":29,"time":86},1310300,"https://www.sfgate.com/business/article/elon-musk-launches-invite-only-x-money-with-a-22364307.php",{"id":248,"title":189,"source":249,"logo":38,"time":86},1310303,"https://www.twincities.com/2026/07/28/musk-x-money",{"id":251,"title":252,"source":253,"logo":11,"time":81},1310269,"X Money's Full Limit Structure Is Now Public: What You Need to Know","https://www.basenor.com/blogs/news/x-moneys-full-limit-structure-is-now-public-what-you-need-to-know",{"id":255,"title":256,"source":257,"logo":37,"time":86},1310302,"Musk launches invite-only X Money with a Visa debit card, 6% yield and real-time transfers","https://www.scmp.com/news/world/united-states-canada/article/3362188/elon-musk-launches-invite-only-x-money-where-users-can-send-cash-one-another",{"id":259,"title":260,"source":261,"logo":5,"time":86},1310305,"Elon Musk Launches Invite-Only X Money With a Visa Debit Card, 6% Yield and Real-Time Transfers","https://www.usnews.com/news/business/articles/2026-07-28/elon-musk-launches-invite-only-x-money-with-a-visa-debit-card-6-yield-and-real-time-transfers",{"id":263,"title":264,"source":265,"logo":5,"time":81},1310304,"Elon Musk's X Adds Banking In \"Everything App\" Push","https://www.ndtv.com/world-news/elon-musks-x-adds-banking-in-everything-app-push-11830288",{"id":267,"title":189,"source":268,"logo":48,"time":86},1310307,"https://www.clickondetroit.com/business/2026/07/28/elon-musk-launches-invite-only-x-money-with-a-visa-debit-card-6-yield-and-real-time-transfers",{"id":270,"title":189,"source":271,"logo":32,"time":86},1310306,"https://www.news4jax.com/business/2026/07/28/elon-musk-launches-invite-only-x-money-with-a-visa-debit-card-6-yield-and-real-time-transfers",{"id":273,"title":189,"source":274,"logo":35,"time":86},1310309,"https://www.baltimoresun.com/2026/07/28/musk-x-money",{"id":276,"title":189,"source":277,"logo":47,"time":86},1310308,"https://www.wral.com/news/ap/0bb86-elon-musk-launches-invite-only-x-money-with-a-visa-debit-card-6-yield-and-real-time-transfers","#ef9751ff","#ef97514d",1785623476291]