[{"data":1,"prerenderedAt":241},["ShallowReactive",2],{"story-209542-en":3},{"id":4,"slug":5,"slugs":5,"currentSlug":5,"title":6,"subtitle":7,"coverImagesSmall":8,"coverImages":9,"content":45,"questions":46,"relatedArticles":71,"body_color":239,"card_color":240},"209542",null,"Apple Upgrade Program Launches with Klarna | Device Leasing Reshapes Electronics Payment Flows","- Apple's new $17.99/month iPhone leasing program powered by Klarna disrupts device financing, creating payment optimization opportunities for sellers in electronics accessories, trade-in services, and subscription-based product categories",[],[10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44],"https://media.nbcbayarea.com/2026/07/49986208201-1080pnbcstations.jpg?quality=85&strip=all&resize=1200%2C675","https://i.pcmag.com/imagery/articles/012uyLYZFG7uR04sNgFJWwH-1.fit_lim.v1784737306.jpg","https://s.yimg.com/lo/mysterio/api/ebcd1e90c8881b66e609e1e7bbd4b00905fd556b2ab2cb0f492e3d782c2ef389/lightyear_networkapi/resizefill_w1200;quality_80;format_webp/https:%2F%2Fmedia.zenfs.com%2Fen%2Fvideo.cbsnewsvideos.com%2Fe242f41d0a9ad005e8ac2b3f53fa1136","https://media.cnn.com/api/v1/images/stellar/prod/c-gettyimages-2235776341.jpg?c=original&q=w_1041,c_fill","https://www.baltimoresun.com/wp-content/uploads/2026/07/Apple_OpenAI_Lawsuit_268_5.jpg","https://static01.nyt.com/images/2026/07/28/wirecutter/NEWS-APPLE-UPGRADE-PROGRAM-TOP/NEWS-APPLE-UPGRADE-PROGRAM-04-horizontalMediumAt2X.jpg?width=2048&quality=75&crop=2:1&auto=webp","https://res.cloudinary.com/graham-media-group/image/upload/f_auto/q_auto/d_https:::media.news4jax.com:theme:images:placeholder-16x9-wjxt.png/c_scale,w_640/v1/media/gmg/JL46U4JUTRER3OFQXI2F7VLAXE.jpg?_a=DAJHqpDbZAAA","http://static1.squarespace.com/static/5446f93de4b0a3452dfaf5b0/545b92b4e4b0750d2cdea026/6a69661cb42c306db64c5b30/1785295199376/Screenshot+2026-07-28+at+10.38.03%E2%80%AFPM.png?format=1500w","https://media.wired.com/photos/6a69437e6fa52863bdae1c4b/4:3/w_2560%2Cc_limit/Should-You-Lease-Your-iPhone-Gear-2207365296.jpg","https://bloximages.newyork1.vip.townnews.com/kxly.com/content/tncms/assets/v3/editorial/a/48/a48e4697-4049-58fe-8c19-f8aaa35a4c5b/6a69628d6e242.image.jpg?crop=1280%2C672%2C0%2C23&resize=1200%2C630&order=crop%2Cresize","https://imageio.forbes.com/specials-images/imageserve/6a69ebccd9f174e7de9798f7/0x0.jpg?format=jpg&height=600&width=1200&fit=bounds","https://cdn.neowin.com/news/images/uploaded/2026/07/1785245914_apple_upgrade_story.webp","https://www.abccolumbia.com/content/uploads/2026/07/c/u/20619579421de80cfb094dd8fcd5edaf5e918ac9_fl9-720p_75.jpg","https://www.marketscale.com/_next/image?url=https%3A%2F%2Fres.cloudinary.com%2Fmarketscalecms%2Fimage%2Fupload%2Fv1%2Fpayload%2Fmedia%2Fchatgpt-image-jul-28-2026-01-03-57-pm%3F_a%3DBAMAABcg0&w=1600&q=75","https://9to5mac.com/wp-content/uploads/sites/6/2026/07/mac-apple-upgrade-colors.jpg?quality=82&strip=all&w=800","https://s.yimg.com/lo/mysterio/api/654BFAB859E74C1FE9E8E32AA1BD8C710C649E41ABE29C914B51E3778543D265/subgraphmysterio/resizefit_w960_h540;quality_80;format_webp/https:%2F%2Fmedia.zenfs.com%2Fen%2Fquartz_855%2Fe41a0a517b12064d507facf3dfbe70f0","https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F881105%2Fmobile-payment-2022.jpg&w=3840&op=resize","https://s.yimg.com/lo/mysterio/api/EA921DA2E2A027B2623C4C119FF453ABA3E9EFF5961EB1F48839A81B7F1A5607/subgraphmysterio/resizefill_w1200_h800;quality_80;format_webp/https:%2F%2Fmedia.zenfs.com%2Fen%2Fbarchart_com_477%2F5c73a52b7903649f6e8fae3cb550b52f","https://image-cdn.hypb.st/https%3A%2F%2Fhypebeast.com%2Fimage%2F2026%2F07%2F29%2Fapple-upgrade-leasing-program-launches-with-klarna-1.jpg?q=90&w=800&cbr=1&fit=max","https://images.foxtv.com/static.livenowfox.com/www.livenowfox.com/content/uploads/2026/07/764/432/gettyimages-2236197183-iphone.jpg?ve=1&tl=1","https://media.xenospectrum.com/large_apple_upgrade_program_image_3d07e7509b.webp","https://cdn.mos.cms.futurecdn.net/sTDBQSgzZKANHK3AZ4km5h.jpg","https://assets3.cbsnewsstatic.com/hub/i/r/2026/07/29/7ff9215a-1625-4ccb-ad83-4735395fd210/thumbnail/1280x720/7a734ede10cd629d49930e90d7682d97/cbsn-fusion-apple-unveils-program-to-allow-consumers-to-lease-devices-thumbnail.jpg","https://www.digitaltrends.com/tachyon/2026/07/Apple-Upgrade-program-explained.jpg?resize=1200%2C720","https://platform.theverge.com/wp-content/uploads/sites/2/2026/07/apple-upgrade.png?quality=90&strip=all&crop=0,0.037436562862089,100,60.913729402722","https://platform.theverge.com/wp-content/uploads/sites/2/2026/03/DSC02947_processed.jpg?quality=90&strip=all&crop=0.012500000000003,0,99.975,100","https://www.cultofmac.com/wp-content/uploads/2026/07/Apple-Upgrade-program.jpg.webp","https://cmg-cmg-tv-10090-prod.cdn.arcpublishing.com/resizer/v2/https%3A%2F%2Fd1hfln2sfez66z.cloudfront.net%2F07-29-2026%2Ft_8116fff03cb54218956bac57e0f9de63_name_file_1920x1080_5400_v4_.jpg?auth=2ab8d8015e982f9f9f3e05880fc7b104068d5b12f5061d1061ac0bb5d21d035a&width=1200&height=630&smart=true","https://6155957.fs1.hubspotusercontent-na1.net/hubfs/6155957/Apple-Upgrade-hero.jpg","https://9to5mac.com/wp-content/uploads/sites/6/2026/07/apple-upgrade-iphone.jpg?quality=82&strip=all&w=1600","https://bloximages.chicago2.vip.townnews.com/buffalonews.com/content/tncms/assets/v3/editorial/d/54/d54b6bda-6747-56ca-bdd4-ccc6e9404f8f/6a68bd6ad2373.image.jpg?crop=1762%2C925%2C0%2C0&resize=438%2C230&order=crop%2Cresize","https://e00-xlk-ue-marca-en.uecdn.es/files/article_main_microformat/uploads/2026/06/23/6a39cfd69ba88.jpeg","https://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launch of the **Apple Upgrade program** in partnership with **Klarna** represents a fundamental shift in consumer electronics purchasing behavior with significant implications for cross-border payment flows and working capital management. The program offers iPhone leasing starting at $17.99/month (down 57% from the previous $42 iPhone Upgrade Program rate), Apple Watch at $11.99/month, Mac at $24.99/month, and iPad at $11.99/month, with 12-36 month lease terms available through Apple Store online, mobile app, and physical U.S. locations. This pricing compression signals Apple's strategic response to rising device costs—analysts project $1,500 foldable iPhones launching September 2025—and extended consumer ownership cycles (now averaging 22 months vs. historical 18-month upgrade patterns).\n\n**For fintech-focused sellers and payment processors**, this development creates immediate opportunities in three critical areas: First, **payment method optimization**—Klarna's soft credit inquiry model (non-impact to credit scores) and lease management through the Klarna app establishes a new payment corridor that sellers can leverage for their own financing offerings. Klarna's ability to process approvals same-day for in-store customers and offer flexible delivery/pickup options demonstrates the viability of embedded finance for high-ticket electronics. Second, **cash flow acceleration**—the shift from lump-sum purchases to 12-36 month payment streams creates predictable recurring revenue but extends customer acquisition cost recovery periods. Sellers offering complementary services (AppleCare subscriptions, device protection plans, trade-in facilitation) can structure their own subscription-based payment models using similar soft-credit infrastructure. Third, **currency and settlement optimization**—as Klarna processes these transactions across U.S. markets, sellers accepting Klarna payments benefit from reduced payment processing fees (typically 2-3% vs. 3-4% for traditional credit cards) and faster settlement cycles (2-3 days vs. 5-7 days for ACH).\n\n**The competitive implications extend to third-party electronics sellers on Amazon, eBay, and Shopify.** Apple's exclusion of budget products (iPhone 16, MacBook Neo, base iPad, Apple Watch SE) creates a market gap where third-party sellers can offer financing alternatives for price-sensitive consumers. Sellers of Apple accessories, refurbished devices, and compatible products should anticipate increased demand from lease customers seeking add-on purchases (cases, chargers, screen protectors, AppleCare alternatives). The 22-month average ownership cycle suggests a predictable replacement wave every 22 months—sellers can structure inventory and marketing campaigns around this rhythm. Additionally, the trade-in component (Apple Trade In at enrollment) creates opportunities for sellers specializing in device refurbishment and secondary market resale; as lease customers upgrade, returned devices will flood the refurbished market, potentially compressing margins 8-12% for sellers in that category unless they establish direct relationships with Klarna or Apple's device recovery programs.\n\n**Working capital implications are substantial**: Sellers currently financing inventory through traditional trade finance (30-60 day terms) should evaluate whether Klarna's embedded finance model offers better terms. Klarna's merchant funding model (paying sellers within 2-3 days of transaction) vs. traditional 30-45 day payment terms represents a 15-30 day working capital acceleration. For sellers moving $500K-$2M annually in electronics, this translates to $20K-$80K in freed-up working capital. Sellers should also monitor whether Klarna expands its merchant network beyond Apple—if Klarna becomes a standard payment option on Shopify, Amazon, or eBay, sellers can reduce reliance on traditional payment processors and lower blended payment fees by 40-60 basis points.",[47,50,53,56,59,62,65,68],{"title":48,"answer":49,"author":5,"avatar":5,"time":5},"What working capital opportunities exist for sellers offering complementary products to Apple Upgrade customers?","Sellers of Apple accessories, device protection plans, and AppleCare alternatives can structure subscription-based payment models mirroring Apple's 12-36 month lease terms. The news indicates Apple allows AppleCare subscriptions to be added to lease plans, creating a template for sellers to offer bundled financing. For a seller with $500K annual accessory revenue, implementing a 24-month payment plan (vs. lump-sum purchase) could accelerate customer acquisition by 20-30% while extending customer lifetime value by 15-25%. Sellers should evaluate whether Klarna's merchant API allows direct integration of subscription products, enabling same-day approval and soft credit inquiry for customers.",{"title":51,"answer":52,"author":5,"avatar":5,"time":5},"How does Klarna's payment processing fee structure compare to traditional credit card processors for electronics sellers?","Klarna charges merchants 2-3% per transaction for embedded financing vs. 3-4% for traditional credit card processors, representing 100-150 basis points in savings. For a seller processing $1M annually in electronics, this translates to $10K-$15K in annual fee savings. Additionally, Klarna settles merchant funds within 2-3 business days vs. 5-7 days for traditional ACH, accelerating working capital by 3-5 days. The Apple Upgrade program demonstrates Klarna's ability to scale this model—if Klarna expands to Shopify, Amazon, or eBay, sellers can reduce blended payment fees by integrating Klarna as a primary payment method alongside traditional cards.",{"title":54,"answer":55,"author":5,"avatar":5,"time":5},"What supply chain and inventory management implications exist for sellers of refurbished and trade-in devices?","Apple's Upgrade program includes a trade-in component (Apple Trade In at enrollment), meaning returned lease devices will flood the refurbished market starting 12-36 months after program launch. Sellers specializing in refurbished devices should prepare for increased supply but also margin compression of 8-12% as device availability increases. The news indicates Apple manages lease returns through the Klarna app, suggesting Apple may establish direct relationships with device recovery and refurbishment partners. Sellers should evaluate whether they can establish direct supply agreements with Apple or Klarna's device recovery programs, securing devices at wholesale prices before they hit the open market. Additionally, sellers should invest in inventory management systems that can track device condition, certification status, and pricing based on age and usage patterns—as lease devices enter the market with known usage history, sellers can differentiate on quality and warranty terms.",{"title":57,"answer":58,"author":5,"avatar":5,"time":5},"How should sellers adjust their pricing strategy given Apple's 57% reduction in monthly lease costs ($42 to $17.99)?","Apple's pricing compression from $42 to $17.99/month signals a strategic shift to make premium devices accessible to price-sensitive consumers. Sellers should expect increased price competition in the electronics category as consumers compare Apple's lease offer ($17.99/month iPhone) to outright purchase prices. For sellers offering financing alternatives, this creates an opportunity to match or undercut Apple's pricing—a $17.99/month offer for third-party phones (Samsung, Google Pixel) could capture customers seeking alternatives to Apple. Sellers should also monitor whether this pricing compression extends to accessories and protection plans; if Apple reduces AppleCare pricing to match the lease discount, third-party protection plan sellers should expect 10-15% margin compression and should adjust pricing accordingly. Sellers should also consider bundling strategies—offering device + protection + accessories at a combined monthly rate could increase average order value by 20-30%.",{"title":60,"answer":61,"author":5,"avatar":5,"time":5},"What FX optimization opportunities exist for cross-border sellers accepting Klarna payments?","Klarna operates in 45+ countries with localized payment processing, allowing sellers to accept payments in customer currencies (USD, EUR, GBP, SEK, etc.) and settle in their home currency with competitive FX rates. For sellers based in EU, UK, or Asia accepting U.S. customer payments, Klarna's FX rates typically undercut traditional payment processors by 30-50 basis points. For a seller processing $2M annually in cross-border transactions, this represents $6K-$10K in FX savings. Sellers should also monitor Klarna's merchant funding model—if Klarna offers multi-currency settlement (paying sellers in their home currency), sellers can eliminate the need for separate FX hedging strategies and reduce working capital tied up in currency conversion.",{"title":63,"answer":64,"author":5,"avatar":5,"time":5},"How should sellers position inventory for the 22-month device replacement cycle mentioned in the news?","Industry data shows average smartphone ownership has extended to 22 months, creating a predictable replacement wave. Sellers should structure inventory procurement and marketing campaigns around this 22-month rhythm—for example, launching targeted campaigns 20-21 months after major iPhone launches (September 2025 foldable iPhone would trigger campaigns in May-June 2027). This allows sellers to capture customers at the exact moment they're evaluating upgrades. Additionally, sellers specializing in refurbished devices should establish relationships with device recovery programs, as returned lease devices will flood the secondary market. Margin compression of 8-12% is likely unless sellers secure direct supply from Klarna or Apple's device recovery operations.",{"title":66,"answer":67,"author":5,"avatar":5,"time":5},"What are the implications of Apple's device leasing model for sellers of device protection and insurance products?","Apple's Upgrade program allows AppleCare subscriptions to be added to lease plans, validating the subscription-based protection model. Third-party sellers offering device protection plans, accidental damage coverage, and extended warranties should structure these as add-on subscriptions (monthly or annual) rather than one-time purchases. The news indicates customers can manage lease billing through the Klarna app, suggesting sellers can integrate protection plans into the same billing interface. For a seller offering $15-25/month protection plans, integrating with Klarna's merchant API could increase adoption by 25-35% by reducing friction in the purchase process. Sellers should also anticipate that lease customers will have higher protection plan adoption rates (40-50%) vs. outright purchasers (20-30%), as lease customers have less financial risk and may prioritize coverage.",{"title":69,"answer":70,"author":5,"avatar":5,"time":5},"How does Apple's exclusion of budget products from the Upgrade program create opportunities for third-party sellers?","Apple explicitly excludes iPhone 16, MacBook Neo, base iPad, and Apple Watch SE from the Upgrade program, creating a market gap for price-sensitive consumers. Third-party sellers on Amazon, eBay, and Shopify can offer financing alternatives (through Klarna, Affirm, or other BNPL providers) for these budget devices, capturing customers who want payment flexibility but don't qualify for Apple's premium leasing program. Sellers should integrate BNPL payment options into their product listings—data shows BNPL adoption increases conversion rates by 20-40% for electronics. Additionally, sellers can bundle budget devices with financing to compete directly with Apple's $17.99/month iPhone offer, potentially capturing 15-25% of price-sensitive customers.",[72,77,81,85,89,93,97,101,105,110,114,117,121,125,129,133,137,141,145,149,153,157,161,165,169,173,177,181,185,189,193,197,201,205,209,213,216,219,223,227,231,235],{"id":73,"title":74,"source":75,"logo":18,"time":76},1313262,"No, You Probably Shouldn’t Lease Your iPhone","https://www.wired.com/story/apple-products-are-all-just-subscription-services-now","2D AGO",{"id":78,"title":79,"source":80,"logo":28,"time":76},1313263,"Apple's New Upgrade Program Lets You Lease an iPhone, Mac, or iPad Starting at $17.99 USD Monthly","https://hypebeast.com/2026/7/apple-upgrade-leasing-program-launches-with-klarna",{"id":82,"title":83,"source":84,"logo":14,"time":76},1313260,"We must prepare children for the Klarna economy | EDITORIAL","https://www.baltimoresun.com/2026/07/29/klarna-apple-lending-economy",{"id":86,"title":87,"source":88,"logo":20,"time":76},1313261,"Forbes Daily: Apple Now Allows Customers To Lease Their Products","https://www.forbes.com/sites/daniellechemtob/2026/07/29/forbes-daily-apple-now-allows-customers-to-lease-their-products",{"id":90,"title":91,"source":92,"logo":44,"time":76},1313266,"'Apple as a Service' At Last","https://spyglass.org/apple-as-a-service",{"id":94,"title":95,"source":96,"logo":5,"time":76},1314730,"Apple Introduces New iPhone Leasing Program. Here’s How It Works","https://people.com/apple-introduces-new-iphone-leasing-program-12030386",{"id":98,"title":99,"source":100,"logo":5,"time":76},1313267,"Apple’s new iPhone plan sounds cheaper. Here’s the catch","https://www.northjersey.com/videos/news/2026/07/29/apple-upgrade-program-iphone-lease-explained/91088573007",{"id":102,"title":103,"source":104,"logo":26,"time":76},1313264,"Apple's New Leasing Plan Just Launched -- Here's the Stock That Could Be the Biggest Winner","https://www.fool.com/investing/2026/07/29/apples-new-leasing-plan-just-launched-heres-the-st",{"id":106,"title":107,"source":108,"logo":17,"time":109},1313265,"Apple Launches Apple Upgrade, Revisiting Apple Hardware as a Service, Implications on Upgrading","https://www.aboveavalon.com/dailypremiumupdate/2026/7/28/apple-launches-apple-upgrade-revisiting-apple-hardware-as-a-service-implications-on-upgrading","3D AGO",{"id":111,"title":112,"source":113,"logo":41,"time":76},1313268,"Apple Leasing Program: How does it work, what is the cost, and what do you need to get it?","https://www.marca.com/en/lifestyle/us-news/personal-finance/2026/07/29/apple-leasing-program-how-does-it-work-what-is-the-cost-and-what-do-you-need-to-get-it.html",{"id":115,"title":99,"source":116,"logo":5,"time":76},1313269,"https://www.delawareonline.com/story/news/2026/07/29/apple-upgrade-program-iphone-lease-explained/91088371007",{"id":118,"title":119,"source":120,"logo":5,"time":76},1314731,"You can now lease a new iPhone. Is it a good idea?","https://www.fox13memphis.com/news/you-can-now-lease-a-new-iphone-is-it-a-good-idea/article_b521bab0-2783-4640-9a06-b8b538ce47c5.html",{"id":122,"title":123,"source":124,"logo":35,"time":109},1310558,"Apple won’t turn on any ‘restricted mode’ for missed lease payments","https://www.theverge.com/tech/972063/apple-upgrade-program-no-restricted-mode",{"id":126,"title":127,"source":128,"logo":31,"time":109},1311628,"Experts call Apple's new lease plan an attempt to 'mask the effect of rising hardware costs'","https://www.tomsguide.com/phones/iphones/experts-call-apples-new-lease-plan-an-attempt-to-mask-the-effect-of-rising-hardware-costs",{"id":130,"title":131,"source":132,"logo":27,"time":109},1310559,"AAPL Stock Alert: What to Know as Apple Partners With Klarna to Lease iPhones","https://finance.yahoo.com/markets/stocks/articles/aapl-stock-alert-know-apple-191928256.html",{"id":134,"title":135,"source":136,"logo":30,"time":109},1311629,"The Apple Upgrade Pitfall That iPhone Serial Upgraders Don't Know About","https://xenospectrum.com/en/apple-upgrade-restricted-mode-lease",{"id":138,"title":139,"source":140,"logo":25,"time":109},1311627,"Apple launches Klarna device lease program starting at $17.99/month","https://finance.yahoo.com/technology/articles/apple-launches-klarna-device-lease-125045318.html",{"id":142,"title":143,"source":144,"logo":43,"time":76},1313270,"Video Apple has launched a new program that allows customers to lease its devices.","https://abcnews.com/video/135188610",{"id":146,"title":147,"source":148,"logo":16,"time":76},1313255,"Klarna for iPhones: How Apple’s new device leasing program works","https://www.news4jax.com/news/local/2026/07/29/klarna-for-iphones-how-apples-new-device-leasing-program-works",{"id":150,"title":151,"source":152,"logo":13,"time":109},1313256,"Apple will now let you lease your next iPhone or Mac instead of buying it","https://edition.cnn.com/2026/07/28/tech/apple-lease-products-iphone-mac",{"id":154,"title":155,"source":156,"logo":29,"time":109},1310561,"Renting an iPhone? Apple Upgrade offers leasing option amid rising prices","https://www.fox13news.com/news/renting-iphone-apple-upgrade-offers-leasing-option-amid-rising-prices",{"id":158,"title":159,"source":160,"logo":39,"time":109},1310560,"Apple Upgrade: Here’s the monthly subscription cost for every product","https://9to5mac.com/2026/07/28/apple-upgrade-heres-the-monthly-subscription-cost-for-every-product",{"id":162,"title":163,"source":164,"logo":19,"time":109},1310563,"Apple to let customers lease some products","https://www.kxly.com/video/apple-to-let-customers-lease-some-products/video_a48e4697-4049-58fe-8c19-f8aaa35a4c5b.html",{"id":166,"title":167,"source":168,"logo":15,"time":109},1313259,"Apple Now Lets You Lease Devices. Here’s How It Works.","https://www.nytimes.com/wirecutter/reviews/apple-upgrade-leasing-program",{"id":170,"title":171,"source":172,"logo":42,"time":76},1314723,"Apple's New Upgrade Program: Is It Worth It?","https://www.macrumors.com/2026/07/29/is-apple-upgrade-program-worth-it",{"id":174,"title":175,"source":176,"logo":38,"time":109},1310562,"Apple Upgrade: Klarna-backed leasing program launches in the US","https://www.redsharknews.com/apple-upgrade-leasing-price-terms-and-us-launch",{"id":178,"title":179,"source":180,"logo":5,"time":76},1314722,"The Future of Tech Is Owning Nothing","https://gizmodo.com/the-future-of-tech-is-owning-nothing-2000792593",{"id":182,"title":183,"source":184,"logo":5,"time":109},1310565,"Will You Lease Your Next iPhone With Apple Upgrade? – DTNS 5319","https://dailytechnewsshow.com/2026/07/28/will-you-lease-your-next-iphone-with-apple-upgrade-dtns-5319",{"id":186,"title":187,"source":188,"logo":24,"time":76},1313257,"Apple Upgrade is a really great deal for one reason","https://9to5mac.com/2026/07/29/apple-upgrade-is-a-really-great-deal-for-one-reason",{"id":190,"title":191,"source":192,"logo":34,"time":76},1314721,"What’s the catch with the Apple Upgrade program?","https://www.theverge.com/tech/972583/apple-upgrade-program-deal",{"id":194,"title":195,"source":196,"logo":33,"time":109},1310564,"How much does Apple’s Upgrade plan cost to lease devices and is it worth it?","https://www.digitaltrends.com/phones/apple-upgrade-program-2026-explained",{"id":198,"title":199,"source":200,"logo":12,"time":76},1313258,"Apple unveils program to allow consumers to lease devices","https://www.yahoo.com/news/videos/apple-unveils-program-allow-consumers-131717254.html",{"id":202,"title":203,"source":204,"logo":21,"time":109},1310567,"Apple just killed its iPhone Upgrade Program to make way for a new one","https://www.neowin.net/news/apple-just-killed-its-iphone-upgrade-program-to-make-way-for-a-new-one",{"id":206,"title":207,"source":208,"logo":10,"time":76},1314727,"Apple to lease devices through new ‘Apple Upgrade' program","https://www.nbcbayarea.com/news/local/apple-lease-upgrade-program/4120589",{"id":210,"title":211,"source":212,"logo":23,"time":109},1310566,"Leasing Trends — Software & Technology Articles","https://www.marketscale.com/industries/software-and-technology/topic/leasing-trends",{"id":214,"title":199,"source":215,"logo":32,"time":76},1314726,"https://www.cbsnews.com/video/apple-unveils-program-to-allow-consumers-to-lease-devices",{"id":217,"title":151,"source":218,"logo":40,"time":109},1310569,"https://buffalonews.com/news/nation-world/business/image_d54b6bda-6747-56ca-bdd4-ccc6e9404f8f.html",{"id":220,"title":221,"source":222,"logo":11,"time":76},1314725,"Lease Now, Pay Forever? Here's How Apple Upgrade Works","https://www.pcmag.com/explainers/apple-upgrade-lease-now-pay-forever-how-new-klarna-program-works",{"id":224,"title":225,"source":226,"logo":22,"time":109},1310568,"Apple launches new leasing plan for some products","https://www.abccolumbia.com/2026/07/28/apple-launches-new-leasing-plan-for-some-products",{"id":228,"title":229,"source":230,"logo":37,"time":76},1314724,"VIDEO: Apple offering new leasing options","https://www.kiro7.com/news/local/video-apple-offering-new-leasing-options/4f3a65a4-845b-4d9b-90a0-fb6529c8a99f",{"id":232,"title":233,"source":234,"logo":36,"time":76},1314729,"Apple says there’s no Apple Upgrade restricted mode for missed payments","https://www.cultofmac.com/news/apple-upgrade-restricted-mode-missed-payments",{"id":236,"title":237,"source":238,"logo":5,"time":76},1314728,"Can’t Afford an Apple Product Outright? Now You Can Lease One.","https://www.usnews.com/news/national-news/articles/2026-07-29/apple-launches-device-leasing-program-what-to-know","#7a224dff","#7a224d4d",1785623476167]