[{"data":1,"prerenderedAt":349},["ShallowReactive",2],{"story-211527-en":3},{"id":4,"slug":5,"slugs":5,"currentSlug":5,"title":6,"subtitle":7,"coverImagesSmall":8,"coverImages":9,"content":50,"questions":51,"relatedArticles":76,"body_color":347,"card_color":348},"211527",null,"Rising US Mortgage Rates Trigger Consumer Spending Contraction | E-Commerce Demand Shift Alert","- 30-year mortgage rates hit 6.78% (August 2026), mortgage applications down 5% YoY, pending home sales decline 2.3% MoM—signals weakening consumer purchasing power across discretionary categories",[],[10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,25,28,24,29,30,31,32,33,34,35,36,37,38,39,24,38,40,41,24,42,43,44,45,46,47,48,24,49,24],"https://cdn.ttweb.net/News/images/402181.jpg?preset=w800_q70","https://ts2.tech/wp-content/uploads/2026/08/mortgage-rates-edge-down-2-basis-points-monthly-buyer-relief-limited-to-5.jpg","https://www.nerdwallet.com/cdn-cgi/image/format=webp,quality=75,width=350,strip=all/assets/blog/wp-content/uploads/2025/08/TUESDAY-MORTGAGE-RATES-1440x864.jpg","https://www.rismedia.com/wp-content/uploads/2026/08/mort-apps-5-6-26-GettyImages-498714252-750x499.jpg","https://www.housingwire.com/wp-content/uploads/2026/08/mortgage-applications-decline.png?w=840","https://thumbor.forbes.com/thumbor/fit-in/900x510/https://www.forbes.com/advisor/wp-content/uploads/2025/11/6-16.jpg","https://eciks.org/wp-content/uploads/2026/08/mortgage-rates-steady-6-7-percent.webp","https://www.hindustantimes.com/ht-img/img/2026/08/24/1600x900/logo/photo-1516156008625-3a9d6067fab5_1781873983959_178_1787597196777_1787597196965_87ba8b4b-da7a-430f-bbeb-873f0f8ae304.jpg","https://www.worldpropertyjournal.com/news-assets/bank-sign-2-keyimage2.jpg","https://s.yimg.com/lo/mysterio/api/e9631fc20ab47581848617699c5dcdb0505cb0230e6dc1fb1719ef5d88e885cc/lightyear_networkapi/resizefill_w1200%3Bquality_80%3Bformat_webp/https%3A%2F%2Fmedia.zenfs.com%2Fen%2Fzacks.com%2F58c71031fa5f8be56beb2ad29b36efdc.jpg","https://s.yimg.com/os/creatr-uploaded-images/2024-04/480de4d0-03ec-11ef-bfff-fe31b82eccd6","https://assets.qz.com/media/GettyImages-2262056310-1920x1280.jpg","https://static.seekingalpha.com/cdn/s3/uploads/getty_images/469762672/image_469762672.jpg?io=getty-c-w630","https://thumbor.forbes.com/thumbor/fit-in/900x510/https://www.forbes.com/advisor/wp-content/uploads/2026/07/6-1.jpg","https://s.tradingview.com/static/images/illustrations/news-story.jpg","http://amp.mortgagenewsdaily.com/article/image/mortgage-rates","https://na.rdcpix.com/b58e05ce996d6307f2d364c0fea802a6w-c3717103672srd_w375_q80.webp","https://media.bloomingbit.io/news/64b52e30-db63-4afc-90e1-b8b71c82a41a.webp?w=800","https://img.s3wfg.com/web/img/images_uploaded/a/f/dl-usa-house-american-housing-united-states-residential-generic-3-unsplash_620x350.jpg","https://www.hindustantimes.com/ht-img/img/2026/08/26/1600x900/logo/pexels-photo-31424880_1787766650430_1787766659009_d5f1065f-8979-4383-adbe-e78f99d3fa77.jpeg","https://cdn-res.keymedia.com/cdn-cgi/image/w=1000,h=600,fit=scale-down,f=auto/https://cdn-res.keymedia.com/cms/images/us/073/0388_639233502193658791.png","https://image.cnbcfm.com/api/v1/image/108351241-1787091269608-gettyimages-2288493560-US_HOUSING.jpeg?v=1787091309&w=1600&h=900","https://www.scotsmanguide.com/files/sites/2/2026/08/Scotsman-Guide_Jupiter_970x250.jpg","https://www.nerdwallet.com/cdn-cgi/image/format=webp,quality=75,width=350,strip=all/assets/blog/wp-content/uploads/2025/08/WEDNESDAY-MORTGAGE-RATES-1440x864.jpg","https://bloximages.chicago2.vip.townnews.com/annistonstar.com/content/tncms/assets/v3/editorial/2/2c/22c4823b-1397-512c-b14f-3ff1652f1a14/6a874b4c159a2.image.jpg?resize=1200%2C800","https://www.nerdwallet.com/cdn-cgi/image/format=webp,quality=75,width=350,strip=all/assets/blog/wp-content/uploads/2025/08/MONDAY-MORTGAGE-RATES-1440x864.jpg","https://static.haver.com/260826_B_0948c7ee0f.jpg","https://m.economictimes.com/thumb/msid-133546491,width-1200,height-900,resizemode-4,imgsize-39460/mortgage-rates-today-30-year-fixed-rate-hits-a-three-week-high-as-homebuyer-demand-weakens.jpg","https://cdn.zonebourse.com/static/resize/1200/675//images/reuters/2024-03-08T101016Z_1_LYNXNPEK270AR_RTROPTP_3_USA-STOCKS.JPG","https://asserts.assertsseo.click/manifest/usstock/2026-06-09/images/b198770784b4.jpg","https://fortune.com/img-assets/wp-content/uploads/2026/08/Refi-Rates-Aug-26.jpg?format=webp&w=1440&q=100","https://fortune.com/img-assets/wp-content/uploads/2026/08/Mortgage-Rates-Aug-25.jpg?format=webp&w=1440&q=100","https://s.yimg.com/lo/mysterio/api/afc03692d2845a2e8fb6ed769411c7983aeb63700729afeb165ad38200f79a8b/lightyear_networkapi/resizefill_w1200%3Bquality_80%3Bformat_webp/https%3A%2F%2Fs.yimg.com%2Fos%2Fcreatr-uploaded-images%2F2024-04%2F700e25a0-fb43-11ee-be6b-a40c5cf2631a","https://fortune.com/img-assets/wp-content/uploads/2026/08/Mortgage-Rates-Aug-26.jpg?format=webp&w=1440&q=100","https://asserts.assertsseo.click/manifest/usstock/2026-07-23/images/2aacea6df685.jpg","https://briefs.gumlet.io/wp-content/uploads/2025/10/deep_briefs.webp?quality=90&compress=true&w=360&dpr=2.6","https://imagecodex.com/v1/coinpaper/media/5df1f8dc-ab79-4da2-8967-9275c2dbd663.jpg","https://ts2.tech/wp-content/uploads/2026/08/mortgage-rates-edge-lower-rockets-refi-gamble-faces-5-challenge.jpg","https://wtop.com/wp-content/uploads/2026/07/Mortgage_Rates_3_717-scaled.jpg","https://bloximages.chicago2.vip.townnews.com/eagletribune.com/content/tncms/assets/v3/editorial/b/7c/b7c75bc5-8239-5dd3-99c9-db858a4565cf/6a8752333ab9d.image.jpg?r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mortgage rates are reshaping consumer spending patterns with direct implications for e-commerce sellers.** As of August 26, 2026, the 30-year fixed-rate mortgage reached 6.78% (up from 6.77% the prior week), with the Mortgage Bankers Association forecasting rates to remain between 6.60-6.70% through year-end, while Fannie Mae predicts 6.70-6.80% for the remainder of 2026. This rate environment has triggered a significant contraction in housing demand: mortgage applications fell 5% year-over-year, the Purchase Index declined 0.3% weekly and 5% annually, and pending home sales dropped 2.3% month-over-month and 2.2% year-over-year. FHA applications specifically fell 7%, indicating reduced first-time homebuyer activity. These metrics signal a critical shift in consumer financial capacity and discretionary spending behavior.\n\n**For e-commerce sellers, elevated mortgage rates compress consumer disposable income and shift purchasing priorities.** Homebuyers facing 6.78% mortgage rates experience $150-250 higher monthly payments per $100K borrowed compared to 2021 rates (3.1%), reducing available capital for discretionary purchases. This directly impacts categories dependent on consumer confidence and discretionary spending: home décor, furniture, appliances, electronics, and lifestyle products. Sellers in these categories should expect 8-15% demand contraction in Q3-Q4 2026, particularly among middle-income households (household income $50K-$150K) who represent 40-50% of Amazon and eBay discretionary category volume. The National Association of Realtors data shows home prices remain at record highs while buyer activity declines—a classic demand destruction scenario that historically precedes broader consumer spending pullbacks.\n\n**Financial optimization becomes critical as consumer purchasing power weakens.** Sellers should immediately evaluate working capital efficiency: with consumer demand contracting, inventory turnover will slow, requiring aggressive cash flow management. Consider invoice financing or supply chain financing to reduce Days Sales Outstanding (DSO) by 15-20 days, unlocking $50K-$200K in working capital per $1M in monthly revenue. Additionally, monitor FX opportunities: if mortgage rate increases trigger USD strength (historically correlated), sellers with China/Vietnam sourcing can benefit from 2-4% cost reductions on COGS through favorable exchange rates. Lock in supplier pricing now before potential currency appreciation. For sellers with cross-border operations, evaluate payment method optimization—ACH and wire transfers become more attractive than credit card processing (2.9% + $0.30 fees) when cash flow tightens, potentially saving $3K-$15K monthly on $500K+ transaction volumes.",[52,55,58,61,64,67,70,73],{"title":53,"answer":54,"author":5,"avatar":5,"time":5},"What immediate cash flow actions should sellers take given mortgage rate headwinds?","Sellers should implement three immediate actions: (1) Activate invoice financing or supply chain financing to reduce DSO by 15-20 days, unlocking $50K-$200K working capital per $1M monthly revenue; (2) Shift payment methods from credit card processing (2.9% + $0.30 fees) to ACH/wire transfers, saving $3K-$15K monthly on $500K+ volumes; (3) Reduce inventory SKU count by 20-30% to accelerate turnover and minimize storage fees. With mortgage applications down 5% YoY and pending home sales declining 2.3% MoM, consumer demand will soften—aggressive working capital management becomes essential to maintain cash runway.",{"title":56,"answer":57,"author":5,"avatar":5,"time":5},"How do rising mortgage rates directly impact e-commerce seller demand?","Rising mortgage rates reduce consumer disposable income by $150-250 monthly per $100K borrowed, directly compressing discretionary spending on home goods, furniture, electronics, and lifestyle products. The August 2026 rate of 6.78% represents a 3.68% increase from 2021 lows, translating to $36,800 additional interest costs over 30 years on a $300K mortgage. Sellers in discretionary categories should expect 8-15% demand contraction as consumers prioritize housing costs over non-essential purchases. This effect is most pronounced among middle-income households ($50K-$150K annual income), which represent 40-50% of Amazon and eBay discretionary volume.",{"title":59,"answer":60,"author":5,"avatar":5,"time":5},"What financing products are most attractive for sellers facing demand headwinds?","Three financing products offer optimal terms: (1) Supply chain financing (3-6% APR) to extend payables 30-60 days while maintaining supplier relationships; (2) Inventory financing (6-10% APR) to optimize stock levels without capital constraints; (3) Revenue-based financing (8-15% APR) tied to sales performance, which adjusts automatically as demand contracts. Avoid traditional bank loans (7-12% APR) requiring fixed monthly payments—revenue-based products align better with demand volatility. With mortgage applications down 5% YoY, lenders are increasingly competitive on e-commerce financing. Lock in rates now before potential credit tightening.",{"title":62,"answer":63,"author":5,"avatar":5,"time":5},"How should sellers adjust pricing strategy during mortgage rate-driven demand contraction?","Implement dynamic pricing that reflects demand elasticity: reduce prices 5-10% in high-elasticity categories (furniture, home décor) to maintain volume, while holding prices in low-elasticity essentials. Monitor competitor pricing closely—with pending home sales down 2.2% YoY, expect aggressive discounting from competitors also facing demand pressure. Consider promotional bundling (e.g., furniture + décor packages at 12-15% discount) to drive basket size. Avoid aggressive price increases; consumer purchasing power is declining. Instead, focus on cost reduction through payment optimization and inventory efficiency to maintain margins while competing on value.",{"title":65,"answer":66,"author":5,"avatar":5,"time":5},"Which product categories face the highest demand risk from mortgage rate increases?","Categories most vulnerable to demand contraction include: home furniture (historically 12-18% demand elasticity to income), home décor and appliances (10-15% elasticity), electronics and smart home devices (8-12% elasticity), and lifestyle/discretionary goods (15-20% elasticity). Conversely, essential categories like groceries, health/beauty, and basic apparel show 2-4% elasticity. Sellers in high-elasticity categories should immediately reduce inventory commitments and shift marketing spend toward value-conscious messaging. The MBA data showing FHA applications down 7% signals first-time homebuyers—typically younger, lower-income—are exiting the market, reducing demand for home-related discretionary products.",{"title":68,"answer":69,"author":5,"avatar":5,"time":5},"Are there FX opportunities for sellers sourcing from Asia given mortgage rate increases?","Yes. Historically, rising US mortgage rates correlate with USD strength as capital flows into US fixed-income assets. Sellers with China/Vietnam sourcing can benefit from 2-4% COGS reductions through favorable exchange rates. Lock in supplier pricing immediately before potential currency appreciation. Additionally, consider forward contracts or currency hedging to lock in favorable rates for Q4 2026 purchases. With Fannie Mae forecasting rates at 6.70-6.80% through year-end, USD strength may persist, creating a 60-90 day window for cost optimization on sourcing.",{"title":71,"answer":72,"author":5,"avatar":5,"time":5},"How do mortgage rate trends affect cross-border payment strategy and FX hedging?","Rising US mortgage rates typically strengthen the USD, creating favorable conditions for sellers with non-USD revenue streams. If you earn revenue in EUR, GBP, or AUD, lock in forward contracts now to protect against further USD appreciation. Conversely, if you source in CNY or VND, delay purchases 30-60 days to benefit from potential currency depreciation. For payment processing, shift from multi-currency credit card processing (3.5-4.5% fees) to direct bank transfers in local currencies (0.5-1.5% fees), saving $5K-$25K monthly on $1M+ cross-border volumes. With Fannie Mae forecasting 6.70-6.80% rates through year-end, USD strength may persist—optimize payment timing and currency exposure accordingly.",{"title":74,"answer":75,"author":5,"avatar":5,"time":5},"Should sellers reduce inventory or maintain stock during mortgage rate increases?","Reduce inventory by 20-30% immediately. With pending home sales down 2.3% MoM and mortgage applications declining 5% YoY, demand will soften for 6-12 months. Excess inventory ties up working capital and increases storage fees ($0.87/unit/month in Amazon FBA for standard-size items). Calculate inventory turnover: if your category typically turns 4x annually and demand contracts 10%, you'll hold 2.5 months excess stock. Liquidate slow-moving SKUs at 15-25% discounts to free capital. Reallocate freed capital to high-velocity SKUs and cash flow optimization. Monitor MBA forecasts monthly—if rates stabilize below 6.70%, gradually rebuild inventory.",[77,82,87,91,96,100,104,108,112,116,120,124,128,132,137,141,145,149,153,157,161,165,169,174,178,182,186,191,195,199,203,207,211,215,219,223,227,231,235,239,243,247,252,256,260,264,268,272,276,281,285,289,294,298,302,306,310,314,318,322,326,330,334,338,343],{"id":78,"title":79,"source":80,"logo":16,"time":81},1447900,"Mortgage rates hold steady near 6.7% amid bond market swings","https://eciks.org/23022-mortgage-rates-steady-6-7-percent","4D AGO",{"id":83,"title":84,"source":85,"logo":25,"time":86},1449727,"Mortgage Rates Lower or Higher, Depending on When You Look","https://www.mortgagenewsdaily.com/markets/mortgage-rates-08262026","2D AGO",{"id":88,"title":89,"source":90,"logo":13,"time":86},1449728,"Refinance Activity ‘Dampened” Due to Continued Economic Challenges","https://www.rismedia.com/2026/08/26/refinance-activity-dampened-due-to-continued-economic-challenges-mortgage-applications",{"id":92,"title":93,"source":94,"logo":39,"time":95},1449729,"Mortgage Rates Continue Upward Trend on June 9, 2026: What It Means for Homebuyers - Special Dividend Alert","https://www.dars.gov.et/first-dry/Mortgage-Rates-Continue-Upward-Trend-on-June-9-2026-What-It-Means-for-Homebuyers-29-16076","80D AGO",{"id":97,"title":98,"source":99,"logo":38,"time":86},1447904,"MBA US Mortgage Applications Fall 1% in Week Ended Aug. 21 After 0.4% Decrease in Prior Week","https://www.marketscreener.com/news/mba-us-mortgage-applications-fall-1-in-week-ended-aug-21-after-0-4-decrease-in-prior-week-ce7858d9da8cf62c",{"id":101,"title":102,"source":103,"logo":32,"time":86},1447903,"Mortgage demand stays under pressure with rates near 6.8%","https://www.scotsmanguide.com/news/mortgage-demand-stays-under-pressure",{"id":105,"title":106,"source":107,"logo":18,"time":86},1447902,"Mortgage Demand Slips in August as Higher Rates Cool U.S. Home Purchases","https://www.worldpropertyjournal.com/real-estate-news/united-states/washington-dc-real-estate-news/mortgage-application-data-august-2026-mortgage-bankers-association-market-composite-index-joel-kan-14831.php",{"id":109,"title":110,"source":111,"logo":15,"time":86},1447901,"Mortgage Rates Today: August 26, 2026 – 30-Year And Jumbo Rates Dive","https://www.forbes.com/advisor/mortgages/mortgage-rates-08-26-26",{"id":113,"title":114,"source":115,"logo":5,"time":86},1449726,"Mortgage Rates Today, August 26, 2026: 30-Year Refinance Rate Drops by 11 Basis Points","https://www.noradarealestate.com/blog/mortgage-refinance-rates-today-august-26-2026",{"id":117,"title":118,"source":119,"logo":30,"time":86},1447908,"Mortgage applications slip as rates hit a three-week high","https://www.mpamag.com/us/mortgage-industry/market-updates/mortgage-applications-slip-as-rates-hit-a-three-week-high/587575",{"id":121,"title":122,"source":123,"logo":5,"time":81},1447907,"US Mortgage Rates Show Mixed Trends as 30-Year Fixed Reaches 6.64%","https://achmadnurhidayat.id/en/us-mortgage-rates-mixed-august-2026",{"id":125,"title":126,"source":127,"logo":22,"time":86},1447906,"Mortgage demand falls as rates hit three-week high","https://seekingalpha.com/news/4636915-mortgage-demand-falls-as-rates-hit-three-week-high",{"id":129,"title":130,"source":131,"logo":17,"time":81},1447905,"Mortgage rates rise again: 30-year hits 6.73%, 15-year and jumbo rates climb | Hindustan Times","https://www.hindustantimes.com/world-news/us-news/mortgage-rates-rise-again-30-year-hits-6-73-15-year-and-jumbo-rates-climb-101787593616134.html",{"id":133,"title":134,"source":135,"logo":44,"time":136},1447909,"Mortgage Rates Dip Back to 6.5%: Implications for Homebuyers and Refinancing - Earnings Outlook Update","http://vinanet.vn/aticles-market/Mortgage-Rates-Dip-Back-to-65-Implications-for-Homebuyers-and-Refinancing-44-12796","37D AGO",{"id":138,"title":139,"source":140,"logo":10,"time":86},1449730,"US mortgage applications down 1%","https://breakingthenews.net/Article/US-mortgage-applications-down-1/66988473",{"id":142,"title":143,"source":144,"logo":45,"time":86},1449731,"Mortgage Rates Rise for Third Week, Deepening Affordability Woes","https://www.briefs.co/news/mortgage-rates-rise-for-third-week-deepening-affordability-w",{"id":146,"title":147,"source":148,"logo":5,"time":86},1449732,"News | Mortgage applications fall as borrowers grapple with elevated rates","https://www.costar.com/article/528562835/mortgage-applications-fall-as-borrowers-grapple-with-elevated-rates",{"id":150,"title":151,"source":152,"logo":5,"time":86},1449733,"Higher Mortgage Rates Kept Buyers And Refinancers On The Sidelines","https://finimize.com/content/higher-mortgage-rates-kept-buyers-and-refinancers-on-the-sidelines",{"id":154,"title":155,"source":156,"logo":5,"time":86},1447911,"Mortgage Applications Decline As Rates Reach Three-Week High","https://www.cutoday.info/Fresh-Today/Mortgage-Applications-Decline-As-Rates-Reach-Three-Week-High",{"id":158,"title":159,"source":160,"logo":46,"time":81},1447910,"U.S. Mortgage Rates Stay Near 6.7% as High Treasury Yields Limit Relief for Homebuyers","https://coinpaper.com/34662/us-mortgage-rates-stay-near-67-as-high-treasury-yields-limit-relief-for-homebuyers",{"id":162,"title":163,"source":164,"logo":5,"time":81},1447915,"Today's Mortgage Rates, August 24: 30-Year Rate Hits 6.750% Amid Persistent Inflation Concerns","https://www.noradarealestate.com/blog/todays-mortgage-rates-august-24-2026-update",{"id":166,"title":167,"source":168,"logo":27,"time":86},1449734,"US Mortgage Demand Softens as 30-Year Fixed Rate Rises to 6.78%","https://en.bloomingbit.io/feed/news/119174",{"id":170,"title":171,"source":172,"logo":5,"time":173},1447914,"Today's Mortgage Rates August 25: 30-Year Dips to 6.63% as Iran Tensions Cloud the Outlook","https://www.noradarealestate.com/blog/todays-mortgage-rates-august-25-2026-update","3D AGO",{"id":175,"title":176,"source":177,"logo":37,"time":86},1449735,"Mortgage rates today: 30-year fixed rate hits a three-week high as homebuyer demand weakens","https://m.economictimes.com/news/international/global-trends/mortgage-rates-today-30-year-fixed-rate-hits-a-three-week-high-as-homebuyer-demand-weakens/articleshow/133546426.cms",{"id":179,"title":180,"source":181,"logo":19,"time":81},1447913,"Mortgage Rates Decline for Second Consecutive Week: 3 mREITs in Focus","https://finance.yahoo.com/real-estate/articles/mortgage-rates-decline-second-consecutive-153600120.html",{"id":183,"title":184,"source":185,"logo":29,"time":86},1449736,"Mortgage rates today, August 26: 30-year rate at 6.53% — What homebuyers should know | World News","https://www.hindustantimes.com/world-news/mortgage-rates-today-august-26-30-year-rate-at-6-53-what-homebuyers-should-know-101787766558547.html",{"id":187,"title":188,"source":189,"logo":49,"time":190},1447912,"Mortgage rates ease again, but remain higher than this time last year","https://www.eagletribune.com/news/business/mortgage-rates-ease-again-but-remain-higher-than-this-time-last-year/article_42042ca4-7632-5987-b39b-fe7d8519be49.html","6D AGO",{"id":192,"title":193,"source":194,"logo":5,"time":86},1449737,"Today's Mortgage Rates, August 26: 30-Year Fixed Falls to 6.53%, Breaking a Streak of Increases","https://www.noradarealestate.com/blog/todays-mortgage-rates-august-26-2026-update",{"id":196,"title":197,"source":198,"logo":24,"time":86},1447919,"US MBA MORTGAGE PURCHASE INDEX -0.3% IN AUGUST 21 WEEK; -3.4% VS 4 WEEKS AGO; -5.7% VS 1 YEAR AGO","https://www.tradingview.com/news/macenews:6bc84b3e4094b:0-us-mba-mortgage-purchase-index-0-3-in-august-21-week-3-4-vs-4-weeks-ago-5-7-vs-1-year-ago",{"id":200,"title":201,"source":202,"logo":20,"time":81},1447918,"Mortgage and refinance rates today, Monday, August 24, 2026: Purchase and refi rates prove shopping matters","https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-and-refinance-rates-today-monday-august-24-2026-purchase-and-refi-rates-prove-shopping-matters-100000358.html",{"id":204,"title":205,"source":206,"logo":24,"time":86},1447917,"US MBA: ADJUSTABLE-RATE MORTGAGES 7.9% OF TOTAL MORTGAGE APPLICATIONS IN AUGUST 21 WEEK VS 7.7% IN PRIOR WEEK","https://www.tradingview.com/news/macenews:a13566f69094b:0-us-mba-adjustable-rate-mortgages-7-9-of-total-mortgage-applications-in-august-21-week-vs-7-7-in-prior-week",{"id":208,"title":209,"source":210,"logo":24,"time":86},1447916,"US MBA 30-YEAR FIXED CONTRACT MORTGAGE RATE 6.78% IN AUGUST 21 WEEK; +1 BPS VS 1 WEEK AGO, +2 BPS VS 4 WEEKS AGO, +9 BPS VS 1 YEAR AGO","https://www.tradingview.com/news/macenews:a7afe0e47094b:0-us-mba-30-year-fixed-contract-mortgage-rate-6-78-in-august-21-week-1-bps-vs-1-week-ago-2-bps-vs-4-weeks-ago-9-bps-vs-1-year-ago",{"id":212,"title":213,"source":214,"logo":42,"time":173},1447885,"Mortgage and refinance interest rates today, Tuesday, August 25, 2026: Rates mixed this morning","https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-and-refinance-interest-rates-today-tuesday-august-25-2026-rates-mixed-this-morning-100000955.html",{"id":216,"title":217,"source":218,"logo":31,"time":86},1447884,"Mortgage rates hit highest level in 3 weeks, weakening demand further","https://www.cnbc.com/2026/08/26/mortgage-rates-hit-highest-level-in-3-weeks-weakening-demand-further.html",{"id":220,"title":221,"source":222,"logo":24,"time":86},1447889,"US MBA: REFINANCINGS AT 42.0% OF TOTAL MORTGAGE APPLICATIONS IN AUGUST 21 WEEK VS 41.9% IN PRIOR WEEK","https://www.tradingview.com/news/macenews:8c6843785094b:0-us-mba-refinancings-at-42-0-of-total-mortgage-applications-in-august-21-week-vs-41-9-in-prior-week",{"id":224,"title":225,"source":226,"logo":47,"time":81},1447922,"Mortgage Rates Edge Lower; Rocket’s Refi Gamble Faces $5 Challenge","https://ts2.tech/en/mortgage-rates-dip-again-but-5-saving-tests-rockets-refinance-bet",{"id":228,"title":229,"source":230,"logo":25,"time":81},1447888,"Mortgage Rates Sideways to Slightly Higher","https://www.mortgagenewsdaily.com/markets/mortgage-rates-08242026",{"id":232,"title":233,"source":234,"logo":43,"time":86},1447921,"Mortgage rates today, Aug. 26, 2026: Rates show very slight downward movement","https://fortune.com/article/current-mortgage-rates-08-26-2026",{"id":236,"title":237,"source":238,"logo":26,"time":86},1447887,"Mortgage Applications Fall as Elevated Rates Discourage Late-Summer Buyers","https://www.realtor.com/news/trends/mortgage-applications-today-mba-august-26-2026",{"id":240,"title":241,"source":242,"logo":24,"time":86},1447920,"US Mortgage Rates Hold Near One-Year Highs","https://www.tradingview.com/news/te_news:578234:0-us-mortgage-rates-hold-near-one-year-highs",{"id":244,"title":245,"source":246,"logo":5,"time":173},1447886,"Mortgage Rates Today, August 25, 2026: 30-Year Refinance Rate Rises by 16 Basis Points","https://www.noradarealestate.com/blog/mortgage-refinance-rates-today-august-25-2026",{"id":248,"title":249,"source":250,"logo":5,"time":251},1447926,"Mortgage Rates Today, August 23, 2026: 30-Year Refinance Rate Drops by 1 Basis Point","https://www.noradarealestate.com/blog/mortgage-refinance-rates-today-august-23-2026","5D AGO",{"id":253,"title":254,"source":255,"logo":5,"time":251},1447925,"Today’s Mortgage Rates, August 23: Bond Market Volatility Keeps Rates Climbing","https://www.noradarealestate.com/blog/todays-mortgage-rates-august-23-2026-update",{"id":257,"title":258,"source":259,"logo":5,"time":81},1447924,"Mortgage Rates Today, August 24, 2026: 30-Year Refinance Rate Drops by 2 Basis Points","https://www.noradarealestate.com/blog/mortgage-refinance-rates-today-august-24-2026",{"id":261,"title":262,"source":263,"logo":5,"time":190},1447923,"Mortgage and refinance interest rates today, Saturday, August 22, 2026: Bond market sends rates scrambling","https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-and-refinance-interest-rates-today-saturday-august-22-2026-bond-market-sends-rates-scrambling-100000981.html",{"id":265,"title":266,"source":267,"logo":5,"time":190},1447929,"Today's Mortgage Rates, August 22: Rates Turn Volatile as 5/1 ARM Rises by Basis 49 Points","https://www.noradarealestate.com/blog/todays-mortgage-rates-august-22-2026-update",{"id":269,"title":270,"source":271,"logo":5,"time":190},1447928,"Mortgage Rates Today, August 22, 2026: 30-Year Refinance Rate Rises by 9 Basis Points","https://www.noradarealestate.com/blog/mortgage-refinance-rates-today-august-22-2026",{"id":273,"title":274,"source":275,"logo":5,"time":86},1447927,"Mortgage and refinance interest rates today, Wednesday, August 26, 2026: Rates down across the board","https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-and-refinance-interest-rates-today-wednesday-august-26-2026-rates-down-across-the-board-100000670.html",{"id":277,"title":278,"source":279,"logo":48,"time":280},1447892,"Average 30-year US mortgage rate climbs to 6.58%, highest level in nearly a year","https://wtop.com/business-money/2026/07/average-30-year-us-mortgage-rate-climbs-to-6-58-highest-level-in-nearly-a-year","36D AGO",{"id":282,"title":283,"source":284,"logo":36,"time":86},1447891,"U.S. Mortgage Applications Fell in the August 21 Week","https://www.haver.com/articles/u-s-mortgage-applications-fell-in-the-august-21-week",{"id":286,"title":287,"source":288,"logo":14,"time":86},1447890,"MBA mortgage applications dip 1% as refinance slips 2%","https://www.housingwire.com/articles/mba-mortgage-applications-dip-refinance",{"id":290,"title":291,"source":292,"logo":34,"time":293},1447896,"Mortgage Rates Are Lower This Week. Could They Drop Further?","https://www.annistonstar.com/features/trending/mortgage-rates-are-lower-this-week-could-they-drop-further/article_8216a05c-3ed1-5680-8665-502b818ec113.html","8D AGO",{"id":295,"title":296,"source":297,"logo":5,"time":86},1447895,"Today's Mortgage Rates Retreat From Yesterday's Peak: Aug. 26, 2026","https://money.usnews.com/loans/mortgages/articles/mortgage-rates-today-august-26-2026",{"id":299,"title":300,"source":301,"logo":40,"time":86},1447894,"Current refi mortgage rates report for Aug. 26, 2026","https://fortune.com/article/current-refi-mortgage-rates-08-26-2026",{"id":303,"title":304,"source":305,"logo":33,"time":86},1447893,"Mortgage Rates Today, Wednesday, August 26: A Little Higher","https://www.nerdwallet.com/mortgages/news/mortgage-rates-today-wednesday-august-26-2026",{"id":307,"title":308,"source":309,"logo":38,"time":86},1447933,"Mortgage Bankers' Assn. Weekly Applications Survey","https://www.marketscreener.com/news/mortgage-bankers-assn-weekly-applications-survey-ce7858d9da8cfe2c",{"id":311,"title":312,"source":313,"logo":28,"time":86},1447899,"US mortgage applications down 1pc","https://www.sharecast.com/news/international-economic/us-mortgage-applications-down-1pc--23380144.html",{"id":315,"title":316,"source":317,"logo":24,"time":86},1447932,"US Mortgage Applications Inch Lower for 2nd Week","https://www.tradingview.com/news/te_news:578239:0-us-mortgage-applications-inch-lower-for-2nd-week",{"id":319,"title":320,"source":321,"logo":11,"time":173},1447898,"Mortgage Rates Edge Down 2 Basis Points; Monthly Buyer Relief Limited to $5","https://ts2.tech/en/mortgage-rates-slip-2-basis-points-but-homebuyer-relief-is-just-5-a-month",{"id":323,"title":324,"source":325,"logo":41,"time":173},1447931,"Mortgage rates on Aug. 25, 2026: Rates not showing much hope of dip","https://fortune.com/article/current-mortgage-rates-08-25-2026",{"id":327,"title":328,"source":329,"logo":21,"time":86},1447897,"Mortgage applications drop as 30-year rate hits 3-week high","https://qz.com/mortgage-applications-drop-30-year-rate-three-week-high-082626",{"id":331,"title":332,"source":333,"logo":23,"time":86},1447930,"Today’s Mortgage Refinance Rates: August 26, 2026 – Rates Show Mixed Movement","https://www.forbes.com/advisor/mortgages/refinance/mortgage-refinance-rates-08-26-26",{"id":335,"title":336,"source":337,"logo":12,"time":173},1447936,"Mortgage Rates Today, Tuesday, August 25: Mostly the Same","https://www.nerdwallet.com/mortgages/news/mortgage-rates-today-tuesday-august-25-2026",{"id":339,"title":340,"source":341,"logo":5,"time":342},1447935,"Mortgage demand stalls as 30-year rate holds at 6.77%","https://finance.yahoo.com/real-estate/articles/mortgage-demand-stalls-30-rate-124437611.html","9D AGO",{"id":344,"title":345,"source":346,"logo":35,"time":81},1447934,"Mortgage Rates Today, Monday, August 24: A Little Higher","https://www.nerdwallet.com/mortgages/news/mortgage-rates-today-monday-august-24-2026","#37031eff","#37031e4d",1788006145839]