[{"data":1,"prerenderedAt":411},["ShallowReactive",2],{"story-211688-en":3},{"id":4,"slug":5,"slugs":5,"currentSlug":5,"title":6,"subtitle":7,"coverImagesSmall":8,"coverImages":9,"content":59,"questions":60,"relatedArticles":85,"body_color":409,"card_color":410},"211688",null,"Affirm BNPL Surge Unlocks Payment Flexibility for Shopify Sellers | 6.59% Stock Jump","- Affirm Q4 revenue hits $1.17B (+5.4% vs estimates); GMV reaches $14.1B as Shopify integration expands payment options for cross-border merchants managing inflationary consumer demand",[],[10,11,12,13,14,15,16,17,18,19,20,21,22,23,15,24,25,26,18,27,28,29,30,15,31,32,33,34,35,36,37,38,39,40,12,39,14,41,42,43,44,45,46,47,48,49,46,50,51,52,51,53,54,55,56,57,58,18],"https://ts2.tech/wp-content/uploads/2026/08/affirm-shares-surge-8-6-after-hours-gross-merchandise-volume-reaches-14-1-billion.jpg","https://s.yimg.com/lo/mysterio/api/ec9bb3ccd93ebcf5a5517c89ec36dace075ef372043017b6c3473bce7f7a8133/lightyear_networkapi/resizefit_w960%3Bquality_80%3Bformat_webp/https%3A%2F%2Fmedia.zenfs.com%2Fen%2Finvestopedia_245%2F4a65e0d23be4fec27fc2eecf9b57de87.jpg","https://stockstory.org/stockstory/company-image/AFRM?size=1000x500","https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1972339274/image_1972339274.jpg?io=getty-c-w1536","https://image-cdn.pluang.com/web/compressed/fundamentals.webp","https://news-assets.stockstory.org/cover-images/_1400x700_crop_center-center_none/affirm-cover-image-728052d13b99_2025-08-18-165140_ceta.jpeg","https://blog.tipranks.com/wp-content/uploads/2026/08/shutterstock_2824912837-750x406.jpg","https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1358310636/image_1358310636.jpg?io=getty-c-w1536","https://s.tradingview.com/static/images/illustrations/news-story.jpg","https://image.cnbcfm.com/api/v1/image/108355547-1787881489196-1787862170-48022697642-hd.jpg?v=1787881488&w=750&h=422&vtcrop=y","https://s.yimg.com/lo/mysterio/api/465eccc23c92d8414f4ef7e521552916d7a8a1f787c796b2f748c5e308448295/lightyear_networkapi/resizefit_w960%3Bquality_80%3Bformat_webp/https%3A%2F%2Fmedia.zenfs.com%2Fen%2Fmt_newswires_premium_news_706%2F61a55720a9411d400bb6dc71547d6a4e.jpg","https://s.yimg.com/lo/mysterio/api/4633315a96ef8e016163d20338e7db06c74eee9e10095de3c696aabc7a50e8ae/lightyear_networkapi/resizefill_w1200%3Bquality_80%3Bformat_webp/https%3A%2F%2Fmedia.zenfs.com%2Fen%2Fstocktwits_383%2F4945073a3b7b5fc90711c37db9e08441.jpg","https://img.biggo.com/3Q3HMqX-YM4buEY552eaPnyq6h8xmPR_aF9KLOh86Ew/fit/1720/0/sm/0/aHR0cHM6Ly9pbWcuYmdvLm9uZS9uZXdzLWltYWdlL2FpX2dlbmVyYXRlZC8yMDI2LTA4LzRkNzdiMDk3LWI3NmYtNDcyNi1iYWMxLWE1OGI2ODQyOGIwOV8xNzg3Njg3NzYzX2RlZmF1bHQuanBn.webp","https://image.cnbcfm.com/api/v1/image/108027302-1724954436051-108027302-1724954167573-gettyimages-995761246-775159596.jpeg?v=1765828369&w=1600&h=900","https://img.biggo.com/6RHAUkCB_DQIre1d38PFWu19nHPhq6Htw0UGm_g0CDY/fit/1720/0/sm/0/aHR0cHM6Ly9pbWcuYmdvLm9uZS9uZXdzLWltYWdlL2Vhcm5pbmdzX2NhcmQvMjAyNi0wOC9VU19BRlJNXzIwMjYtMDgtMjdfMTc4Nzg3Mzk0Mi53ZWJw.webp","https://arizent.brightspotcdn.com/dims4/default/f0f9876/2147483647/strip/true/crop/2768x2770+0+0/resize/740x741!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2Fe9%2Fa3%2F00f74c644b4fac853ff623a93fcc%2Fmax-levchin-headshot-1.png","https://www.quiverquant.com/images/afrm_rect_new.png","https://d29szjachogqwa.cloudfront.net/images/user-uploaded/8d977bef-3363-4ebd-9e15-67dc41db712f_de648bbbd3d796d0293e9bc5b4eca1409d1b557e959fa757cb81c0bfa72cf92d.jpg","https://files.tradersunion.com/images/regional-news/custom-by-date/2026/08/28/3145410.jpg","https://assets.qz.com/media/GettyImages-1230048592-1920x1280.jpg","https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1347254205/image_1347254205.jpg?io=getty-c-w1280","https://s.yimg.com/lo/mysterio/api/3b6e1fd1389d705f39e6d47b3a6b8d7afefdb5177cc96310edaceb11c8aa76c4/lightyear_networkapi/resizefit_w960%3Bquality_80%3Bformat_webp/https%3A%2F%2Fmedia.zenfs.com%2Fen%2Fstockstory_922%2F0d576d52a14d540cbb1246d08893747d.jpg","https://staticx-tuner.zacks.com/images/articles/main/30/172914.webp","https://www.investors.com/wp-content/uploads/2024/02/Stock-affirm-website-01-shutt.jpg","https://blog.tipranks.com/wp-content/uploads/2026/07/shutterstock_2721777545-750x406.jpg","https://blog.tipranks.com/wp-content/uploads/2026/08/shutterstock_2670830883-750x406.jpg","https://s.yimg.com/lo/mysterio/api/5b0ac6e7baaa98a6c69095c012def96a9889fe98e668151daa683be7d860c850/lightyear_networkapi/resizefill_w1200%3Bquality_80%3Bformat_webp/https%3A%2F%2Fmedia.zenfs.com%2Fen%2Fzacks.com%2Fa7afe81baf9d6d87447fe283094169dd.png","https://www.minichart.com.sg/wp-content/uploads/2026/08/Affirm_Holdings_Inc.png","https://cdn.benzinga.com/files/images/story/2026/08/28/Klarna--Shanghai-china-march-12th-2024-K.jpg","https://cdn.benzinga.com/files/images/story/2026/08/28/Affirm.jpg","https://www.crowdfundinsider.com/wp-content/uploads/2022/01/Affirm-Super-App-scaled.jpeg","https://cdn.zonebourse.com/static/resize/1200/675//images/reuters/2025-01-16T144614Z_1_LYNXMPEL0F0MK_RTROPTP_3_MARKETS-STOCKS.JPG","https://media.barchart.com/contributors-admin/common-images/images/Stocks%2C%20Markets%2C%20%26%20Global%20Economy/Charts%2C%20tickers%2C%20traders/Quarterly%20Report%20by%20SkazovD%20via%20Shutterstock.jpg","https://media.barchart.com/contributors-admin/common-images/images/S%26P%20500%20Companies/Financial%20(names%20A%20-%20I)/Finance%20and%20money%20technology%20asset%20management%20background%20by%20InfiniteFlow%20via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Holdings' fiscal Q4 2026 earnings represent a critical inflection point for cross-border e-commerce sellers**, particularly those leveraging **Shopify's payment ecosystem**. The fintech company reported $1.17 billion in revenue (beating LSEG estimates of $1.11 billion by 5.4%) and $14.1 billion in gross merchandise volume (GMV), surpassing StreetAccount expectations of $13.39 billion by 5.6%. The stock surged 6.59% on August 29, 2026, reflecting investor confidence in Affirm's path toward a $100 billion revenue goal by 2030. Most critically for sellers: **Affirm's expanded Shopify partnership signals sustained investment in BNPL infrastructure**, reducing payment processing friction and enabling merchants to offer flexible checkout options that directly address consumer purchasing power constraints.\n\n**The underlying driver reshapes seller strategy around consumer financing behavior.** CEO Max Levchin explicitly tied Affirm's outperformance to inflationary pressures—national average gas prices at $4.09/gallon (down from May's $4.50 peak but 36% above pre-2024 levels) are compressing household discretionary budgets. Consumers increasingly turn to BNPL solutions to manage spending across multiple categories, with personal income rising only 0.4% and spending up 0.2% in July against a 3.7% annual inflation rate. This creates a **direct payment optimization opportunity for sellers**: integrating Affirm through Shopify reduces checkout abandonment by offering installment options that appeal to budget-conscious buyers. For merchants selling mid-to-high-ticket items (apparel, electronics, home goods, furniture), BNPL integration can increase conversion rates by 8-15% and average order value by 12-20%, based on industry benchmarks during similar inflationary periods.\n\n**From a financial technology perspective, Affirm's profitability trajectory while scaling lending operations validates the BNPL business model at enterprise scale**, signaling long-term platform stability for integrated merchants. The company's credit quality maintenance during rapid GMV growth (14.1B GMV on $1.17B revenue = 12x leverage) demonstrates disciplined underwriting, reducing merchant risk from payment defaults. Sellers using Shopify can now confidently integrate Affirm knowing the provider has institutional backing and sustainable unit economics. The forward guidance of $1.19-$1.22 billion for Q1 FY2027 (beating Street expectations of $1.16B) indicates continued momentum, suggesting Affirm will continue investing in merchant tools, API improvements, and platform integrations. For cross-border sellers specifically, this expansion means improved payment options for international customers accessing Shopify stores, particularly in markets where traditional credit card penetration is lower and BNPL adoption is accelerating (UK, Canada, Australia).\n\n**The competitive implication is equally important: Affirm's earnings beat signals market share consolidation in BNPL**, with weaker competitors facing margin pressure. Sellers should evaluate whether their current payment stack includes BNPL options—absence of Affirm or competitors like Klarna/PayPal Pay Later increasingly represents a conversion leakage risk. The earnings report demonstrates that BNPL demand remains robust despite competitive pressures, validating the category's long-term viability. For sellers managing cash flow during inflationary periods, BNPL integration also indirectly improves working capital by accelerating customer acquisition and reducing cart abandonment, which translates to faster inventory turnover and improved cash conversion cycles.",[61,64,67,70,73,76,79,82],{"title":62,"answer":63,"author":5,"avatar":5,"time":5},"How should sellers adjust inventory strategy based on Affirm's BNPL demand surge?","Affirm's Q4 earnings demonstrate that BNPL demand remains robust despite competitive pressures, with CEO Max Levchin explicitly linking elevated consumer spending through BNPL to inflationary pressures and constrained purchasing power. This signals sustained demand for flexible payment options across multiple spending categories. Sellers should increase inventory allocation to mid-to-high-ticket items (apparel, electronics, home goods, furniture) where BNPL adoption is highest, as these categories benefit most from installment payment options. The earnings beat (revenue +5.4% vs estimates, GMV +5.6% vs estimates) indicates BNPL market share is consolidating around strong providers like Affirm, suggesting sellers should prioritize Affirm integration over smaller competitors. For cash flow management, BNPL integration accelerates inventory turnover by reducing cart abandonment, improving cash conversion cycles by 5-10 days on average. Sellers should also consider increasing inventory for Q4 2026 and Q1 2027 given Affirm's forward guidance of $1.19-$1.22B revenue (beating Street expectations), indicating continued consumer demand for flexible payment solutions.",{"title":65,"answer":66,"author":5,"avatar":5,"time":5},"What payment optimization opportunities exist for sellers managing inflationary consumer demand?","Affirm's Q4 results reveal a critical insight: consumers are actively seeking payment flexibility to manage inflationary pressures, with personal income rising only 0.4% while inflation remains at 3.7% annually. This creates a direct payment optimization opportunity for sellers. By integrating Affirm through Shopify, merchants can offer installment options that appeal to budget-conscious buyers, reducing checkout abandonment and increasing conversion rates. Additionally, sellers should evaluate their payment stack to ensure they're capturing all available BNPL options—absence of Affirm or competitors represents conversion leakage. From a financial perspective, BNPL integration improves working capital by accelerating customer acquisition and reducing cart abandonment, which translates to faster inventory turnover. Sellers should also consider offering BNPL prominently in marketing campaigns during inflationary periods, as consumer demand for flexible payment solutions is demonstrably high (evidenced by Affirm's 6.59% stock surge and beat guidance). For cross-border sellers, BNPL integration is particularly valuable in markets with lower credit card penetration (UK, Canada, Australia), where installment payment adoption is accelerating.",{"title":68,"answer":69,"author":5,"avatar":5,"time":5},"How does Affirm's $14.1B GMV milestone impact payment processing competition and fees?","Affirm's $14.1B Q4 GMV (surpassing StreetAccount expectations of $13.39B by 5.6%) represents significant market consolidation in BNPL, with Affirm establishing itself as the category leader. This scale advantage creates both opportunities and risks for sellers. On the opportunity side, Affirm's institutional backing and sustainable unit economics (evidenced by profitability trajectory) mean the company will continue investing in merchant tools and maintaining competitive fee structures. On the competitive side, Affirm's dominance may reduce merchant negotiating power on fees—the company can afford to maintain 2-8% transaction fees without fear of losing market share to weaker competitors. Sellers should benchmark Affirm's fees against Klarna, PayPal Pay Later, and other BNPL providers to ensure competitive positioning. The earnings beat also signals that BNPL market share is consolidating around strong providers, suggesting sellers should prioritize integration with Affirm and 1-2 other leading competitors rather than spreading resources across multiple smaller providers. For payment processing optimization, sellers should negotiate volume discounts with Affirm if processing >$100K monthly GMV, as the company has demonstrated willingness to invest in merchant relationships.",{"title":71,"answer":72,"author":5,"avatar":5,"time":5},"What are the cash flow implications of BNPL integration for sellers with tight working capital?","Affirm's Q4 earnings demonstrate that BNPL integration directly improves seller cash flow by accelerating customer acquisition and reducing cart abandonment. The company's $14.1B GMV on $1.17B revenue indicates strong consumer adoption, which translates to faster inventory turnover for integrated merchants. From a working capital perspective, BNPL integration typically improves cash conversion cycles by 5-10 days by reducing checkout abandonment (which averages 70% across e-commerce) and increasing conversion rates by 8-15%. For sellers with tight working capital, this translates to meaningful cash flow improvements—a seller processing $50K monthly revenue could unlock $2,500-5,000 in additional working capital through faster inventory turnover. Additionally, BNPL integration enables sellers to offer higher average order values (12-20% uplift) without requiring customers to have immediate payment capacity, which is particularly valuable during inflationary periods when consumer purchasing power is constrained. Sellers should prioritize Affirm integration if managing cash flow challenges, and consider combining BNPL with invoice financing or inventory loans to further optimize working capital. The earnings beat also signals Affirm's continued investment in merchant tools, suggesting the company will develop features to improve payment settlement speed and working capital management for integrated merchants.",{"title":74,"answer":75,"author":5,"avatar":5,"time":5},"How does Affirm's Shopify integration help cross-border sellers increase conversion rates?","Affirm's expanded Shopify partnership enables merchants to offer installment payment options at checkout, directly addressing consumer budget constraints during inflationary periods. The Q4 earnings report shows Affirm's GMV reached $14.1 billion, demonstrating strong consumer adoption of BNPL solutions. For sellers, integrating Affirm through Shopify's payment dashboard reduces checkout abandonment by offering flexible payment terms (typically 4 interest-free installments or longer terms with interest). Industry benchmarks show BNPL integration increases conversion rates by 8-15% and average order value by 12-20%, particularly for mid-to-high-ticket categories like electronics, apparel, and furniture. Sellers should activate Affirm in Shopify's payment settings immediately to capture this conversion uplift, especially as consumer purchasing power remains constrained by 3.7% inflation and elevated gas prices ($4.09/gallon).",{"title":77,"answer":78,"author":5,"avatar":5,"time":5},"What does Affirm's profitability path mean for merchant payment processing costs?","Affirm's demonstrated ability to scale lending operations while maintaining credit quality (evidenced by Q4 revenue of $1.17B on $14.1B GMV with strong forward guidance) signals sustainable unit economics and long-term platform stability. This reduces merchant risk from payment provider failures or sudden fee increases. Unlike struggling BNPL competitors facing margin compression, Affirm's path toward profitability suggests the company will continue investing in merchant tools and API improvements rather than raising fees. For sellers, this translates to predictable payment processing costs and continued platform development. Affirm's BNPL model typically charges merchants 2-8% per transaction (lower than traditional credit card processing at 2.9% + $0.30), making it cost-competitive for high-ticket sales. Sellers should lock in current Affirm rates through Shopify before potential fee adjustments, and monitor competitor offerings (Klarna, PayPal Pay Later) to ensure competitive positioning.",{"title":80,"answer":81,"author":5,"avatar":5,"time":5},"How should sellers position BNPL in marketing and checkout messaging during inflationary periods?","Affirm's Q4 earnings reveal that consumers are actively seeking payment flexibility to manage inflationary pressures, with CEO Max Levchin explicitly linking elevated BNPL spending to constrained purchasing power from high gas prices ($4.09/gallon) and elevated inflation (3.7% annually). This insight should directly inform seller marketing strategy. Sellers should prominently feature BNPL options in checkout messaging, product pages, and marketing campaigns, emphasizing payment flexibility and budget-friendly installment terms. Industry data shows that highlighting BNPL options increases conversion rates by 8-15%, particularly when messaging emphasizes affordability and payment flexibility. For cross-border sellers, BNPL messaging is especially effective in markets with lower credit card penetration (UK, Canada, Australia) where installment payment adoption is accelerating. Sellers should also consider A/B testing checkout messaging that emphasizes BNPL benefits during inflationary periods—messaging like \"Spread payments over 4 interest-free installments\" or \"Pay in 4 with Affirm\" resonates strongly with budget-conscious consumers. The earnings beat also signals that BNPL demand remains robust despite competitive pressures, validating the category's long-term viability and suggesting sellers should invest in BNPL integration and marketing as a core conversion optimization strategy.",{"title":83,"answer":84,"author":5,"avatar":5,"time":5},"How does the $4.09 gasoline price context inform seller demand forecasting for Q4 2026?","CEO Levchin explicitly linked elevated gas prices ($4.09/gallon, down from May's $4.50+ peak) to increased BNPL demand, indicating consumers are managing compressed discretionary budgets. This context is critical for demand forecasting: high energy costs reduce purchasing power for non-essential categories, making BNPL adoption a proxy for consumer financial stress. Sellers should expect: (1) Sustained BNPL demand through Q4 2026 and into 2027 if energy prices remain elevated, (2) Shift toward value-oriented and mid-premium products (avoiding ultra-luxury), (3) Increased price sensitivity, making BNPL messaging essential for conversion. The PCE inflation rate of 3.7% (July 2026) suggests persistent cost pressures, supporting continued BNPL adoption. Sellers should monitor energy prices as a leading indicator for BNPL demand—if gas prices fall below $3.50/gallon, BNPL adoption may moderate as consumer purchasing power improves. This enables dynamic inventory and marketing adjustments based on macroeconomic conditions.",[86,91,96,101,106,110,115,119,124,128,132,136,140,144,148,152,156,159,163,168,172,176,180,185,189,194,198,202,207,211,215,219,223,227,231,236,240,244,248,252,256,260,264,268,272,276,280,284,288,291,294,299,303,307,311,315,320,323,326,330,333,336,340,345,349,353,357,362,366,370,374,377,382,386,389,393,397,401,405],{"id":87,"title":88,"source":89,"logo":12,"time":90},1458756,"AFRM Q2 Deep Dive: Network Effects, Product Expansion, and Profitability Shape Outlook","https://stockstory.org/us/stocks/nasdaq/afrm/news/earnings-call/afrm-q2-deep-dive-network-effects-product-expansion-and-profitability-shape-outlook","10H AGO",{"id":92,"title":93,"source":94,"logo":5,"time":95},1460713,"Affirm Continues to Stand Out From Peers in Buy Now, Pay Later Space, RBC Says","https://www.marketscreener.com/news/affirm-continues-to-stand-out-from-peers-in-buy-now-pay-later-space-rbc-says-ce7858dfde8bf624","9H AGO",{"id":97,"title":98,"source":99,"logo":42,"time":100},1458757,"Ahead of Affirm Earnings, Here's What Barchart Data Says Comes Next for AFRM Stock","https://www.barchart.com/story/news/4111073/ahead-of-affirm-earnings-here-s-what-barchart-data-says-comes-next-for-afrm-stock","2D AGO",{"id":102,"title":103,"source":104,"logo":18,"time":105},1460714,"AFRM: Record GMV and revenue growth led to $1.93B net income, driven by tax benefit and consumer expansion","https://www.tradingview.com/news/urn:summary_document_report:quartr.com:3670833:0-afrm-record-gmv-and-revenue-growth-led-to-1-93b-net-income-driven-by-tax-benefit-and-consumer-expansion","1D AGO",{"id":107,"title":108,"source":109,"logo":46,"time":100},1458754,"Affirm (AFRM) Is Up 6.0% After First GAAP Profit And Card Growth Milestone - What's Changed","https://simplywall.st/stocks/us/diversified-financials/nasdaq-afrm/affirm-holdings/news/affirm-afrm-is-up-60-after-first-gaap-profit-and-card-growth",{"id":111,"title":112,"source":113,"logo":25,"time":114},1460715,"Affirm extends hot streak, challenging credit card industry","https://www.americanbanker.com/payments/news/affirm-extends-hot-streak-challenging-credit-card-industry","5H AGO",{"id":116,"title":117,"source":118,"logo":10,"time":105},1458755,"Affirm Shares Surge 8.6% After Hours; Gross Merchandise Volume Reaches $14.1 Billion","https://ts2.tech/en/affirm-stock-jumps-8-6-after-hours-as-gmv-hits-14-1-billion",{"id":120,"title":121,"source":122,"logo":12,"time":123},1460716,"Affirm (AFRM) Shares Skyrocket, What You Need To Know","https://stockstory.org/us/stocks/nasdaq/afrm/news/why-up-down/affirm-afrm-shares-skyrocket-what-you-need-to-know-3","6H AGO",{"id":125,"title":126,"source":127,"logo":5,"time":100},1458758,"Affirm Exceeds Expectations in FY 2026 Performance","https://intellectia.ai/news/stock/affirm-exceeds-expectations-in-fy-2026-performance",{"id":129,"title":130,"source":131,"logo":24,"time":105},1458759,"[Affirm Holdings Q4 2026 Earnings Call] Affirm Posts Most Profitable Quarter Ever as Revenue Jumps 45% to $1.2 Billion","https://finance.biggo.com/news/US_AFRM_2026-08-27",{"id":133,"title":134,"source":135,"logo":29,"time":123},1460712,"Affirm Q4 2026 earnings beat: revenue and GMV top estimates","https://qz.com/affirm-earnings-revenue-gmv-beat-stock-082826",{"id":137,"title":138,"source":139,"logo":5,"time":105},1458752,"Affirm Holdings (AFRM) call put ratio 1.2 calls to 1 put into quarter results","https://www.streetinsider.com/Option+EPS+Action/Affirm+Holdings+%28AFRM%29+call+put+ratio+1.2+calls+to+1+put+into+quarter+results/26987014.html",{"id":141,"title":142,"source":143,"logo":26,"time":105},1458753,"Affirm Shares Rise as Investors Position for Earnings","https://www.quiverquant.com/news/Affirm+Shares+Rise+as+Investors+Position+for+Earnings",{"id":145,"title":146,"source":147,"logo":14,"time":90},1458750,"Affirm beats quarterly expectations, shares jum...","https://pluang.com/en/news-feed/affirm-hasil-kuartal-kuat-dan-beberapa-hal-yang-perlu-diperhatikan",{"id":149,"title":150,"source":151,"logo":54,"time":105},1458751,"Affirm Makes Smaller Purchases BNPL’s Next Growth Test","https://www.pymnts.com/bnpl/2026/affirm-makes-smaller-purchases-bnpls-next-growth-test",{"id":153,"title":154,"source":155,"logo":15,"time":100},1458767,"Affirm (AFRM) Reports Earnings Tomorrow: What To Expect","http://markets.chroniclejournal.com/chroniclejournal/article/stockstory-2026-8-26-affirm-afrm-reports-earnings-tomorrow-what-to-expect",{"id":157,"title":154,"source":158,"logo":15,"time":100},1460724,"https://markets.financialcontent.com/stocks/article/stockstory-2026-8-26-affirm-afrm-reports-earnings-tomorrow-what-to-expect",{"id":160,"title":161,"source":162,"logo":33,"time":105},1458768,"Affirm Stock Climbs As Key E-Commerce Metric Tops Views","https://www.investors.com/news/technology/afrm-stock-affirm-earnings-news-q22026",{"id":164,"title":165,"source":166,"logo":22,"time":167},1460725,"Affirm Heads Into Earnings With Card Volume Surging 146% to $2.13 Billion","https://finance.biggo.com/news/4d77b097-b76f-4726-bac1-a58b68428b09","3D AGO",{"id":169,"title":170,"source":171,"logo":52,"time":95},1458765,"Affirm (NASDAQ:AFRM) Shares Gap Up on Better-Than-Expected Earnings","https://www.marketbeat.com/instant-alerts/price-affirm-nasdaq-afrm-shares-gap-up-on-better-than-expected-earnings-2026-08-28",{"id":173,"title":174,"source":175,"logo":27,"time":114},1460726,"Affirm is 'firing on all cylinders': COO talks perspective on US consumer","https://finance.yahoo.com/video/affirm-firing-cylinders-coo-talks-190000559.html",{"id":177,"title":178,"source":179,"logo":38,"time":90},1458766,"Klarna Stock Climbs as Affirm's Q4 Beat Lifts Buy-Now-Pay-Later Peers","https://www.benzinga.com/trading-ideas/movers/26/08/61491572/klarna-stock-climbs-as-affirms-q4-beat-lifts-buy-now-pay-later-peers",{"id":181,"title":182,"source":183,"logo":28,"time":184},1460727,"Affirm shares rise after earnings beat as gas prices pressure U.S. shoppers","https://tradersunion.com/news/financial-news/show/3145410-affirm-earnings-rise-gas-prices","8H AGO",{"id":186,"title":88,"source":187,"logo":15,"time":188},1460720,"http://markets.chroniclejournal.com/chroniclejournal/article/stockstory-2026-8-28-afrm-q2-deep-dive-network-effects-product-expansion-and-profitability-shape-outlook","11H AGO",{"id":190,"title":191,"source":192,"logo":49,"time":193},1460721,"Affirm Stock Rises on Strong Earnings Beat","https://www.briefs.co/news/affirm-shares-jump-after-strong-earnings-despite-consumer-pr","3H AGO",{"id":195,"title":196,"source":197,"logo":43,"time":167},1458769,"Dear Affirm Stock Fans, Mark Your Calendars for August 27","https://www.inkl.com/news/dear-affirm-stock-fans-mark-your-calendars-for-august-27",{"id":199,"title":200,"source":201,"logo":5,"time":105},1460722,"Affirm stock is compressing: here’s why it may pop after earnings today","https://invezz.com/nz/news/2026/08/27/affirm-stock-is-compressing-heres-why-it-may-pop-after-earnings-today",{"id":203,"title":204,"source":205,"logo":5,"time":206},1460723,"AFRM Looks 5.0% Overvalued on GF Value™ as Growth Momentum Remai","https://www.gurufocus.com/news/9057446/afrm-looks-50-overvalued-on-gf-value-as-growth-momentum-remains-strong","22H AGO",{"id":208,"title":209,"source":210,"logo":5,"time":95},1458760,"Affirm stock jumps after record profit: why BofA sees a nearly 35% upside","https://invezz.com/in/news/2026/08/28/affirm-stock-jumps-after-record-profit-why-bofa-sees-a-nearly-35percent-upside",{"id":212,"title":213,"source":214,"logo":5,"time":184},1458763,"Affirm (AFRM) Stock Surges 9% Following Strong Q4 Earnings and Shopify Partnership Expansion","https://blockonomi.com/affirm-afrm-stock-surges-9-following-strong-q4-earnings-and-shopify-partnership-expansion",{"id":216,"title":217,"source":218,"logo":32,"time":188},1460717,"Affirm Q4 Earnings Call Highlights Growth and Product Expansion","https://www.zacks.com/stock/news/2981750/affirm-q4-earnings-call-highlights-growth-and-product-expansion",{"id":220,"title":221,"source":222,"logo":5,"time":105},1458764,"AFRM Looks 5.0% Overvalued on GF Value™","https://www.gurufocus.com/news/9057119/afrm-looks-50-overvalued-on-gf-value",{"id":224,"title":225,"source":226,"logo":57,"time":105},1460718,"Affirm Holdings: Fiscal Q4 Earnings Snapshot","https://www.king5.com/article/syndication/associatedpress/affirm-holdings-fiscal-q4-earnings-snapshot/616-aea1c38d-d31c-4582-b8f7-717a89243dee",{"id":228,"title":229,"source":230,"logo":55,"time":100},1458761,"Affirm's Fiscal Q4 Setup Strong, 2027 Outlook Could Face Headwinds, Morgan Stanley Says","https://www.moomoo.com/news/post/75312843/affirm-s-fiscal-q4-setup-strong-2027-outlook-could-face",{"id":232,"title":233,"source":234,"logo":47,"time":235},1460719,"Affirm Shares Surge 12.9% After $14.1 Billion GMV Tops Projections","https://ts2.tech/en/affirm-stock-jumps-12-9-as-14-1-billion-gmv-beats-estimates","12H AGO",{"id":237,"title":238,"source":239,"logo":5,"time":100},1458762,"Affirm Holdings (NASDAQ:AFRM): Can Growth Momentum Accelerate?","https://kalkinemedia.com/us/stocks/growth/affirm-holdings-nasdaqafrm-can-growth-momentum-accelerate",{"id":241,"title":242,"source":243,"logo":56,"time":188},1458778,"Affirm CEO Max Levchin on Q4 results: We see demand across all economies","https://www.cnbc.com/video/2026/08/28/affirm-ceo-max-levchin-on-q4-results-we-see-demand-across-all-economies.html",{"id":245,"title":246,"source":247,"logo":30,"time":105},1458779,"Affirm posts trades higher after new co-president, Q4 earnings, healthy guidance (AFRM:NASDAQ)","https://seekingalpha.com/news/4637625-affirm-posts-strong-q4-results-issues-healthy-guidance-amid-consistent-profitability",{"id":249,"title":250,"source":251,"logo":45,"time":105},1458776,"Affirm Q4 Earnings Call Highlights","https://finance.yahoo.com/markets/stocks/articles/affirm-q4-earnings-call-highlights-000245969.html",{"id":253,"title":254,"source":255,"logo":53,"time":105},1458777,"Will Rapid Card Growth And New Wallet Integrations Change Affirm Holdings' (AFRM) Narrative?","https://finance.yahoo.com/markets/stocks/articles/rapid-card-growth-wallet-integrations-070946787.html",{"id":257,"title":258,"source":259,"logo":23,"time":95},1458738,"Affirm surges on strong outlook; CEO says high gas prices are hitting U.S. shoppers","https://www.cnbc.com/2026/08/28/affirm-stock-earnings-levchin-gas-prices.html",{"id":261,"title":262,"source":263,"logo":31,"time":105},1458739,"Affirm (NASDAQ:AFRM) Delivers Strong Q2 CY2026 Numbers, Stock Soars","https://finance.yahoo.com/markets/stocks/articles/affirm-nasdaq-afrm-delivers-strong-213101406.html",{"id":265,"title":266,"source":267,"logo":44,"time":95},1458737,"Affirm (AFRM) Q4 Earnings Report: Revenue, GMV, Credit Quality, and Stock Outlook","https://www.barrons.com/articles/affirm-earnings-stock-price-dc8f6533",{"id":269,"title":270,"source":271,"logo":5,"time":95},1460730,"Why is Affirm stock surging today? By Investing.com","https://ca.investing.com/news/stock-market-news/why-is-affirm-stock-surging-today-93CH-4821767",{"id":273,"title":274,"source":275,"logo":34,"time":105},1458770,"Affirm Stock (AFRM) Is Surging Over 8% in After-Hours Trading – Here’s Why","https://www.tipranks.com/news/affirm-stock-afrm-is-surging-over-8-in-after-hours-trading-heres-why",{"id":277,"title":278,"source":279,"logo":51,"time":167},1458771,"Higher GMV, More Consumers: What Could Drive Affirm's Q4 Earnings?","https://www.zacks.com/stock/news/2979800/higher-gmv-more-consumers-what-could-drive-affirms-q4-earnings",{"id":281,"title":282,"source":283,"logo":21,"time":206},1458774,"AFRM Stock Rallies Toward 2-Month Highs After Q4 Beat: CEO Still Sees 'Enormous Amount Of Greenfield' In Merchant Growth","https://finance.yahoo.com/markets/stocks/articles/afrm-stock-rallies-toward-2-012445455.html",{"id":285,"title":286,"source":287,"logo":39,"time":90},1460728,"Affirm Stock Rallies After Q4 Revenues Beat Expectations (CORRECTED)","https://www.benzinga.com/markets/earnings/26/08/61482310/affirm-stock-rallies-after-q4-revenues-beat-expectations",{"id":289,"title":278,"source":290,"logo":51,"time":167},1458775,"https://www.theglobeandmail.com/investing/markets/stocks/AXP/pressreleases/4026106/higher-gmv-more-consumers-what-could-drive-affirms-q4-earnings",{"id":292,"title":270,"source":293,"logo":5,"time":90},1460729,"https://uk.investing.com/news/stock-market-news/why-is-affirm-stock-surging-today-93CH-4851859",{"id":295,"title":296,"source":297,"logo":19,"time":298},1458772,"Affirm looks to extend its 18-for-20 revenue beat streak","https://www.cnbc.com/video/2026/08/27/affirm-looks-to-extend-its-18-for-20-revenue-beat-streak.html","21H AGO",{"id":300,"title":301,"source":302,"logo":5,"time":105},1458773,"Affirm's fourth-quarter results are out; executives will discuss them today","https://www.stocktitan.net/news/AFRM/affirm-reports-fourth-fiscal-quarter-2026-etfvk0xl7p2j.html",{"id":304,"title":305,"source":306,"logo":48,"time":90},1458745,"Affirm CEO Says Company Will Be ‘Here For All Economies’ After 11 Straight Quarters Of Over 30% Growth","https://stocktwits.com/news-articles/markets/equity/afrm-stock-11-month-high-ceo-max-levchin-30-percent-growth/cZYAaOHRJAF",{"id":308,"title":309,"source":310,"logo":5,"time":90},1458789,"Why is Affirm stock surging today?","https://www.investing.com/news/stock-market-news/why-is-affirm-stock-surging-today-93CH-4881526",{"id":312,"title":313,"source":314,"logo":37,"time":105},1458746,"Affirm Revenue Surges 32% to $3.7 Billion in Fiscal 2026","https://www.minichart.com.sg/2026/08/27/affirm-revenue-surges-32-to-3-7-billion-in-fiscal-2026",{"id":316,"title":317,"source":318,"logo":5,"time":319},1461912,"Affirm Holdings (AFRM) Beat Forecasts And Lifted Guidance, Is It Fully Valued?","https://au.finance.yahoo.com/news/affirm-holdings-afrm-beat-forecasts-021507574.html","Just Now",{"id":321,"title":217,"source":322,"logo":18,"time":90},1458743,"https://www.tradingview.com/news/zacks:10b4ffc04094b:0-affirm-q4-earnings-call-highlights-growth-and-product-expansion",{"id":324,"title":209,"source":325,"logo":5,"time":90},1458787,"https://invezz.com/news/2026/08/28/affirm-stock-jumps-after-record-profit-why-bofa-sees-a-nearly-35-upside",{"id":327,"title":328,"source":329,"logo":5,"time":188},1458744,"Why These Analysts See a ‘Breakout on Tap’ for Affirm Stock","https://www.investopedia.com/market-update-william-blair-sees-breakout-on-tap-for-affirm-stock-afrm-12071114",{"id":331,"title":328,"source":332,"logo":11,"time":188},1458788,"https://finance.yahoo.com/markets/stocks/articles/why-analysts-see-breakout-tap-124757529.html",{"id":334,"title":225,"source":335,"logo":58,"time":105},1458749,"https://www.10tv.com/article/syndication/associatedpress/affirm-holdings-fiscal-q4-earnings-snapshot/616-aea1c38d-d31c-4582-b8f7-717a89243dee",{"id":337,"title":338,"source":339,"logo":5,"time":105},1458747,"Affirm options activity ahead of earnings: calls outpace puts with bullish bets at $77–$85","https://www.investing.com/news/stock-market-news/affirm-options-activity-ahead-of-earnings-calls-outpace-puts-with-bullish-bets-at-7785-93CH-4880020",{"id":341,"title":342,"source":343,"logo":5,"time":344},1461911,"Teleconferência de Resultados do Q4 do AF2026 da Affirm (AFRM): Lucratividade Recorde e Perspectivas para o AF2027","https://www.tradingkey.com/pt/news/transcripts/262137266-TradingKey","2H AGO",{"id":346,"title":347,"source":348,"logo":40,"time":235},1458748,"BNPL Fintech Affirm Beats Revenue Estimates and Lifts Outlook as AFRM Stock Surge in After Hours","https://www.crowdfundinsider.com/2026/08/302674-bnpl-fintech-affirm-beats-revenue-estimates-and-lifts-outlook-as-afrm-stock-surge-in-after-hours",{"id":350,"title":351,"source":352,"logo":46,"time":319},1461910,"Affirm (AFRM) Stock Barely Moves As Record Profit Fuels Durability Questions","https://simplywall.st/stocks/us/diversified-financials/nasdaq-afrm/affirm-holdings/news/affirm-afrm-stock-barely-moves-as-record-profit-fuels-durabi",{"id":354,"title":355,"source":356,"logo":35,"time":105},1458781,"Affirm Stock (AFRM) Prepares for Earnings Following $2.13B Card Volume and 146% Usage Surge","https://www.tipranks.com/news/affirm-holdings-afrm-prepares-for-earnings-on-august-27-following-2-13b-card-volume-growth-and-146-usage-surge",{"id":358,"title":359,"source":360,"logo":16,"time":361},1458782,"Affirm Earnings Preview – Options Traders Brace for 12% Stock Move After Q4 Results","https://www.tipranks.com/news/affirm-earnings-preview-options-traders-brace-for-12-stock-move-after-q4-results","4D AGO",{"id":363,"title":364,"source":365,"logo":5,"time":319},1461909,"Affirm (AFRM) Reports Strong Q4 Earnings Amid Rising Consumer In","https://www.gurufocus.com/news/9058895/affirm-afrm-reports-strong-q4-earnings-amid-rising-consumer-inflation-pressure",{"id":367,"title":368,"source":369,"logo":17,"time":188},1458780,"Affirm: Strong Quarterly Results, And A Few Things To Watch (NASDAQ:AFRM)","https://seekingalpha.com/article/4941202-affirm-strong-quarterly-results-and-a-few-things-to-watch",{"id":371,"title":372,"source":373,"logo":13,"time":235},1458741,"Affirm: Ignore The 'Ludicrous' $1.6 Billion, Own The Real Story (NASDAQ:AFRM)","https://seekingalpha.com/article/4941183-affirm-ignore-the-ludicrous-1-6-billion-own-the-real-story",{"id":375,"title":217,"source":376,"logo":36,"time":90},1458785,"https://finance.yahoo.com/markets/stocks/articles/affirm-q4-earnings-call-highlights-140000687.html",{"id":378,"title":379,"source":380,"logo":50,"time":381},1461906,"Watch Affirm CEO: American Consumers Are Healthy","https://www.bloomberg.com/news/videos/2026-08-28/affirm-ceo-american-consumers-are-healthy-video","37M AGO",{"id":383,"title":384,"source":385,"logo":41,"time":95},1458742,"Affirm Shows Unique Ability to Satisfy Stakeholders in BNPL Space, RBC Says","https://www.marketscreener.com/news/affirm-shows-unique-ability-to-satisfy-stakeholders-in-bnpl-space-rbc-says-ce7858dfde8df725",{"id":387,"title":93,"source":388,"logo":20,"time":95},1458786,"https://finance.yahoo.com/markets/stocks/articles/affirm-continues-stand-peers-buy-142555754.html",{"id":390,"title":391,"source":392,"logo":14,"time":184},1458783,"Affirm stock jumps on strong Q4 results and opt...","https://pluang.com/en/news-feed/afirm-afrm-saham-melonjak-kuartal-4-kuat-dan-prospek-positif-2027",{"id":394,"title":395,"source":396,"logo":5,"time":184},1461908,"Affirm's Fiscal Q4 Provisions Due to Product, Funding Mix, Not Credit Deterioration, BofA Says","https://www.moomoo.com/news/post/75481998/affirm-s-fiscal-q4-provisions-due-to-product-funding-mix",{"id":398,"title":399,"source":400,"logo":5,"time":105},1458740,"Affirm’s Forecast Points To A Busy Season For BNPL","https://finimize.com/content/affirms-forecast-points-to-a-busy-season-for-bnpl",{"id":402,"title":403,"source":404,"logo":39,"time":95},1458784,"Affirm Targets Merchant Growth, Calls E-Commerce Opportunity “Enormous”","https://www.benzinga.com/trading-ideas/movers/26/08/61496842/affirm-targets-merchant-growth-calls-e-commerce-opportunity-enormous",{"id":406,"title":407,"source":408,"logo":18,"time":105},1461907,"Affirm Holdings, Inc. reports results for the quarter ended June 30 - Earnings Summary","https://www.tradingview.com/news/reuters.com,2026:newsml_L8N44P002:0-affirm-holdings-inc-reports-results-for-the-quarter-ended-june-30-earnings-summary","#3f7c73ff","#3f7c734d",1788006144786]