[{"data":1,"prerenderedAt":441},["ShallowReactive",2],{"story-2166-tw":3},{"id":4,"slug":5,"slugs":5,"currentSlug":5,"title":6,"subtitle":7,"coverImagesSmall":8,"coverImages":9,"content":76,"questions":77,"relatedArticles":87,"body_color":439,"card_color":440},"2166",null,"PayPal's Banking Revolution Transforms Digital Finance Landscape","- Strategic banking charter signals radical reimagining of financial services for digital entrepreneurs",[],[10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,22,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,22,59,60,61,62,63,64,24,65,56,66,56,67,68,69,57,70,62,71,72,73,74,75],"https://www.coindesk.com/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fs3y3vcno%2Fproduction%2F19600ad686bf4f456ead7d667aa4fea6341bb84a-1920x1080.png%3Fauto%3Dformat&w=3840&q=75","https://cdn.decrypt.co/wp-content/uploads/2025/06/paypal-decrypt-style-01-gID_7.png","https://thejasminebrand.com/wp-content/uploads/2025/12/image-1765902369-1.jpeg","https://bloximages.chicago2.vip.townnews.com/tucson.com/content/tncms/assets/v3/editorial/c/1b/c1b3b1b2-bf28-4e01-aeab-b9c47ea7dc89/69417471e2f5e.image.jpg?resize=1200%2C795","https://attackofthefanboy.com/wp-content/uploads/2025/12/GettyImages-2227231024.jpg","https://cphoto.asiae.co.kr/listimglink/1/2023090615595765798_1693983597.jpg","https://wimg.mk.co.kr/news/cms/202512/16/news-p.v1.20251216.69ce697c92ff42048f31ee9c816ad84c_P1.jpg","https://tokenist.com/wp-content/uploads/2025/12/115891636_m-646x360.jpg","https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1SsnBG.img?w=768&h=432&m=6","https://cdn5-fstl-tf.anyclip.com/EY4CKJsB_P41jHXIH1S6/1765902898879_1920x1080_thumbnail.jpg","https://americanbazaaronline.com/wp-content/uploads/2025/12/paypal.png","https://img.bgstatic.com/multiLang/web/b3e41c4483a0220fbe479d2f35f20a9d.jpg","https://images.wsj.net/im-89380841?width=700&height=460","https://st.gsmarena.com/imgroot/news/25/12/paypal-bank/-1220x526/gsmarena_000.jpg","https://cimg.co/wp-content/uploads/2025/12/16033022/1765855822-image-1765855184512_optimized.jpg","https://www.techspot.com/images2/news/bigimage/2025/12/2025-12-16-image-4.jpg","https://image.coinpedia.org/wp-content/uploads/2025/12/12155356/Youtube-use-paypal-PYUSD-for-creater-payout.jpg","https://www.tradingpedia.com/wp-content/uploads/2025/12/GettyImages-2227231024-bd774604d9304173bb512ef88ed979ee-1.jpg","https://tii.imgix.net/global/defaults/article_image_unavailable.jpg","https://img.semafor.com/1af4efce556af0a68c8e3b6ba02e335e8043c26a-5000x3335.jpg?w=740&q=75&auto=format&h=493","https://cdn4.premiumread.com/?url=https://www.manilatimes.net/theme_manilatimes/images/TMT_1920x1008.jpg&w=1200&q=100&f=webp&t=1","https://images.euronews.com/articles/stories/09/58/43/45/1536x864_cmsv2_1dc7122b-feeb-5e0d-ae93-2f386205ccd2-9584345.jpg","https://s.yimg.com/uu/api/res/1.2/RrsHxMwnQyIk971curtFHw--~B/aD0xMDgwO3c9MTkyMDthcHBpZD15dGFjaHlvbg--/https://media.zenfs.com/en/cover_media_989/cb3ea076e392c5accb798bed3e36408b","https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1SrW2y.img?w=750&h=406&m=4&q=81","https://images.cnbctv18.com/uploads/2023/02/PayPal-Source-Reuters.jpg?impolicy=website&width=1200&height=900","https://s.yimg.com/ny/api/res/1.2/Nz3jCrau1eOrQtGBblflBQ--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyMDA7aD02NzU-/https://media.zenfs.com/en/coindesk_75/4e1f08ad5d9553da19eafa7a053735fb","https://www.cryptopolitan.com/wp-content/uploads/2025/12/Paypal-crypto-firms-US-bank-charter.webp","https://bsmedia.business-standard.com/_media/bs/img/article/2025-12/16/full/1765855044-5219.jpg","https://www.webpronews.com/wp-content/uploads/2025/12/article-4033-1765874941.jpeg","https://9to5mac.com/wp-content/uploads/sites/6/2025/12/PayPal-has-applied-to-become-a-US-bank-offering-savings-accounts-and-loans.jpg?quality=82&strip=all&w=1600","https://s.yimg.com/ny/api/res/1.2/BUqCxlO6DKGzeyXO3Jdbeg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTI0MDA7aD0xMzUw/https://media.zenfs.com/en/decrypt_157/4a15e6e8e7eff588e3e270008b783a65","https://r.testifier.nl/Acbs8526SDKI/resizing_type:fit/width:3840/height:2560/plain/https://s3-newsifier.ams3.digitaloceanspaces.com/gizchina.com/images/2025-12/imagem-2025-12-16-225455775-69420d75621fb.png@webp","https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1SrOyC.img?w=768&h=432&m=6","https://open4business.com.ua/wp-content/uploads/2025/12/paypal-19_large-800x300.jpg","https://cdn.decrypt.co/resize/1024/height/512/wp-content/uploads/2025/06/paypal-decrypt-style-01-gID_7.png","https://www.theglobeandmail.com/resizer/v2/6WKA5LZMDFCQ3LECAKU2QFCXU4.JPG?auth=6ecbb5fd00d631bf0cd9ca2c8043b6575d9bc639a7764a9bb4fdd8512ace60d1&width=300&quality=80","https://financefeeds.com/wp-content/uploads/2025/10/When-Is-PayPal-Expanding-Its-Crypto-Services.jpg","https://s.yimg.com/ny/api/res/1.2/uZ.lEn0N4k.mjZnXiSS.Jw--/YXBwaWQ9aGlnaGxhbmRlcjt3PTI0MDA7aD0xNjAw/https://media.zenfs.com/en/barchart_com_477/c3c38f65d91b6e34796767076672058f","https://www.tekedia.com/wp-content/uploads/2019/07/paypal-768x512.png","https://cdn.techinasia.com/cloudinary/transformations/wp-content/uploads/2025/12/1765850276_1b62948cf761334137cdc1b51f19c084_v1765850275_xlarge.jpg","https://cdn-cabinet.ua.news/uploads/images/stas-nikulin/5e071cfdc364a41.webp","https://storage.googleapis.com/citronai-images/agent-1765845880883-PayPal__issuer_of_PYUSD__applies_for_Utah_industri.png","https://imgproxy.divecdn.com/ttlyJ_6SOn_U5c-zGppZaQmLLtpn2dQaA67kh_snvzA/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yWDZCV0hHLmpwZw==.webp","https://news.vocofm.com/wp-content/uploads/2025/12/f2tnsobmisq.jpg","https://www.cityam.com/wp-content/uploads/2025/12/paypal.jpg","https://www.thestreet.com/.image/c_fill,w_1200,h_1200,g_faces:center/NDA6MDAwMDAwMDAyNzk4NTE0/paypal-16.jpg","https://s.tradingview.com/static/images/illustrations/news-story.jpg","https://coinedition.com/wp-content/uploads/2025/07/PayPal-Gets-Boost-as-Venmo-Growth-Accelerates-to-Three-Year-High.jpg","https://cdn.benzinga.com/files/images/story/2025/12/16/Paypal-Logo-And-Sign-In-Front-Of-Paypal-.jpeg","https://www.the-sun.com/wp-content/uploads/sites/6/2025/08/NINTCHDBPICT001013114829.jpg?w=960","https://media.barchart.com/contributors-admin/common-images/images/S%26P%20500%20Companies/Financial%20(names%20J%20-%20Z)/PayPal%20Holdings%20Inc%20HQ%20photo-by%20bennymarty%20via%20iStock.jpg","https://eu-images.contentstack.com/v3/assets/blt7dacf616844cf077/blt014e419976b0ecd6/68d54ea0e6f0e73391531502/PayPal_-_FinTech_News.png?width=1280&auto=webp&quality=80&format=jpg&disable=upscale","https://storage.googleapis.com/media.mwcradio.com/mimesis/2025-12/15/2025-12-15T230509Z_1_LYNXMPELBE1BJ_RTROPTP_3_FINTECH-PAYPAL.JPG","https://www.paymentsjournal.com/wp-content/uploads/2025/05/small-business-takeaway-food-people-service-concept-happy-female-customer-with-coffee-cup-taking-paper-bag-from-man-barman-vegan-cafe-scaled.jpg","https://images.ft.com/v3/image/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2Ffe2d24d5-84cd-4930-811d-737c30de5b5c.jpg?source=next-article&fit=scale-down&quality=highest&width=700&dpr=1","https://postimg.futunn.com/news-editor-imgs/20251216/public/17658751786904089636737-17658751786897315460406.png","https://s.yimg.com/ny/api/res/1.2/xmcdtwWrDTKadCjCrcCO1Q--/YXBwaWQ9aGlnaGxhbmRlcjt3PTE2MDA7aD05MDA-/https://media.zenfs.com/en/euronews_us_articles_576/0f7396bc74796b368ccb8d79f3b1ca16","https://cdn.banklesstimes.com/bt/content/uploads/2025/12/G8QHUl7WIAcKVig.jpg","https://bitcoinworld.co.in/wp-content/uploads/paypal-bank-small-business-loans-803x600.jpg","https://cdn.benzinga.com/files/images/story/2025/12/15/Sankt-petersburg--Russia--February-8--20.jpeg?width=1200&height=800&fit=crop","https://media.designrush.com/articles/954071/conversions/paypal-applies-bank-license-details_mobile.jpg","https://www.livebitcoinnews.com/wp-content/uploads/2025/12/PayPal-Launches-Pay-with-Crypto-for-U.S.-Merchants.png","https://coinlaw.io/wp-content/uploads/2025/12/paypal-applies-for-us-banking-license-for-small-businesses.jpg","https://s.yimg.com/ny/api/res/1.2/MrMfBxwC9Wyjqgy_aTGPfg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD03NzY-/https://s.yimg.com/os/creatr-uploaded-images/2025-08/b30294f0-7954-11f0-b57d-ff822be1906f","https://www.nasdaq.com/sites/acquia.prod/files/2019-05/0902-Q19%20Total%20Markets%20photos%20and%20gif_CC8.jpg","https://www.reuters.com/resizer/v2/MZSYNATQCZJZZLYXHK2B3RFO6U.jpg?auth=6608639405ab02e03e02c52fa5a9ffdad7c6f5f808ff556ca47ba458e666ff09&width=1920&quality=80","**PayPal's bold move to establish its own bank** represents a watershed moment in financial technology, signaling a profound transformation of digital payment ecosystems into comprehensive financial service platforms. By applying for a Utah-chartered industrial loan company (ILC) status, the company is strategically positioning itself to disrupt traditional banking models and create a more integrated financial experience for digital businesses.\n\nThe significance of this strategic pivot extends far beyond a simple regulatory application. **PayPal is essentially blurring the boundaries between payment processing, lending, and banking services**, leveraging its extensive technological infrastructure and global user base. The industrial loan company structure provides unique advantages, allowing PayPal to offer traditional banking services while maintaining its technology-driven operational model.\n\nFor cross-border e-commerce sellers, this development represents a potential game-changer. **The proposed PayPal Bank could unlock unprecedented financial flexibility**, offering streamlined international transactions, more accessible business financing, and integrated financial tools specifically designed for digital commerce entrepreneurs. By potentially providing more competitive lending rates, faster loan processing, and tailored financial products, PayPal is addressing critical pain points in the digital business ecosystem.\n\nThe timing of this move is particularly strategic, emerging from a regulatory environment that has become more amenable to financial technology innovation. Following broader financial deregulation trends, PayPal can now explore banking capabilities that were previously restricted. This positions the company to offer interest-bearing savings accounts, FDIC-insured deposits, and more comprehensive financial solutions that extend well beyond its original payment processing roots.\n\nCritically, this represents more than a product expansion—it's a fundamental reimagining of how technology platforms can serve businesses' financial needs. **PayPal is transforming from a payment utility to a full-spectrum financial services provider**, creating an integrated ecosystem that could dramatically reduce transaction costs, simplify financial management, and provide more responsive financial tools for digital entrepreneurs.",[78,81,84],{"title":79,"answer":80,"author":5,"avatar":5,"time":5},"How might this banking charter impact cross-border e-commerce sellers?","PayPal's banking charter could provide e-commerce sellers with more integrated financial services, including potentially lower-cost international transactions, more accessible business financing, and tailored financial products designed specifically for digital commerce needs.",{"title":82,"answer":83,"author":5,"avatar":5,"time":5},"What broader trend does PayPal's banking application represent in financial technology?","This move reflects the ongoing convergence of technology platforms and financial services, where digital payment companies are expanding into comprehensive financial ecosystems. It signals a shift from viewing financial services as discrete products to creating integrated, technology-driven solutions for digital entrepreneurs.",{"title":85,"answer":86,"author":5,"avatar":5,"time":5},"What strategic advantages does the Industrial Loan Company (ILC) structure provide PayPal?","The ILC structure allows PayPal to provide traditional banking services while remaining owned by a non-financial institution. This unique regulatory framework enables more flexible lending and deposit services compared to conventional banks, giving PayPal significant operational and strategic advantages in serving digital businesses.",[88,93,97,101,106,110,114,118,122,126,130,134,138,142,146,150,154,158,162,166,170,173,177,180,184,188,192,196,200,203,207,211,215,218,222,226,229,232,236,240,244,248,252,256,260,264,268,272,275,279,282,285,289,293,297,301,305,309,313,317,321,325,329,333,336,340,344,348,352,356,360,364,368,372,376,380,383,387,391,394,398,401,404,408,412,416,420,424,428,431,435],{"id":89,"title":90,"source":91,"logo":5,"time":92},96427,"PayPal applies for US banking charter to expand lending and deposit services","https://www.proactiveinvestors.com/companies/news/1084541/paypal-applies-for-us-banking-charter-to-expand-lending-and-deposit-services-1084541.html","2天前",{"id":94,"title":95,"source":96,"logo":56,"time":92},96428,"PayPal rises after applying to set up US bank","https://www.tradingview.com/news/reuters.com,2025:newsml_L4N3XM11O:0-paypal-rises-after-applying-to-set-up-us-bank/",{"id":98,"title":99,"source":100,"logo":5,"time":92},96429,"PayPal Takes First Step Toward Becoming a Regulated U.S. Bank","https://cryptodnes.bg/en/paypal-takes-first-step-toward-becoming-a-regulated-u-s-bank/",{"id":102,"title":103,"source":104,"logo":25,"time":105},95499,"PayPal wants to establish a bank – and is applying for a US charter","https://www.techspot.com/news/110615-paypal-wants-establish-bank-ndash-applying-us-charter.html","3天前",{"id":107,"title":108,"source":109,"logo":5,"time":105},96423,"PayPal's Big Banking Play: Can Trump's Deregulated Wall Street Make It Happen?","https://finance.yahoo.com/news/paypals-big-banking-play-trumps-113135163.html",{"id":111,"title":112,"source":113,"logo":14,"time":92},96424,"'Good for consumers': PayPal announces a bold new plan for the US that could change how Americans handle their money","https://attackofthefanboy.com/tech/good-for-consumers-paypal-announces-a-bold-new-plan-for-the-us-that-could-change-how-americans-handle-their-money/",{"id":115,"title":116,"source":117,"logo":63,"time":92},96425,"PayPal Seeks Bank Charter to Take Small Business Lending In-House","https://www.paymentsjournal.com/paypal-seeks-bank-charter-to-take-small-business-lending-in-house/",{"id":119,"title":120,"source":121,"logo":29,"time":92},96426,"Trump era opens banking license for fintechs","https://www.semafor.com/article/12/16/2025/trump-era-opens-floodgates-for-fintech-banking-licenses",{"id":123,"title":124,"source":125,"logo":5,"time":105},94086,"PayPal Bank, If Approved, Would Support Advertisers' Campaigns 12/16/2025","https://www.mediapost.com/publications/article/411394/paypal-bank-if-approved-would-support-advertiser.html?edition=140927",{"id":127,"title":128,"source":129,"logo":67,"time":105},94085,"PayPal Submits Application to Become a US Bank","https://www.banklesstimes.com/articles/2025/12/16/paypal-submits-application-to-become-a-us-bank/",{"id":131,"title":132,"source":133,"logo":66,"time":105},95496,"PayPal moves to establish US bank, expanding deposits and loans","https://finance.yahoo.com/news/paypal-moves-establish-us-bank-111514592.html",{"id":135,"title":136,"source":137,"logo":57,"time":105},96420,"PayPal Moves to Cut Out Partner Banks with Utah Charter Application","https://cryptorank.io/news/feed/edb3e-paypal-files-utah-industrial-bank-charter-lending-pyusd",{"id":139,"title":140,"source":141,"logo":5,"time":105},94084,"PayPal (PYPL) Seeks Bank Charter, Will It Help the Stock Rebound?","https://www.tipranks.com/news/paypal-pypl-seeks-bank-charter-will-it-help-the-stock-rebound",{"id":143,"title":144,"source":145,"logo":70,"time":105},95497,"PayPal Seeks Bank Status to Internalize Its $30 Billion Lending Business","https://news.designrush.com/paypal-seeks-bank-status-internalize-lending-business",{"id":147,"title":148,"source":149,"logo":43,"time":105},96421,"PayPal payment system wants to establish its own bank","https://open4business.com.ua/en/paypal-payment-system-wants-to-establish-its-own-bank/",{"id":151,"title":152,"source":153,"logo":65,"time":105},94083,"With the regulatory easing window opening, “American version of Alipay” PayPal applies to establish a bank to seize the high ground in finance.","https://news.futunn.com/en/post/66246010/with-the-regulatory-easing-window-opening-american-version-of-alipay",{"id":155,"title":156,"source":157,"logo":18,"time":105},95498,"PayPal Bank on cards? Global payments giant seeks banking charter amid lending push in US — all you need to know","https://www.msn.com/en-in/money/news/paypal-bank-on-cards-global-payments-giant-seeks-banking-charter-amid-lending-push-in-us-all-you-need-to-know/ar-AA1SsnBM",{"id":159,"title":160,"source":161,"logo":48,"time":105},96422,"PayPal Seeks Regulatory Approval to Launch PayPal Bank, Targeting Small Businesses","https://www.tekedia.com/paypal-seeks-regulatory-approval-to-launch-paypal-bank-targeting-small-businesses/",{"id":163,"title":164,"source":165,"logo":56,"time":105},94089,"PayPal Applies to Establish Bank Targeting US Retail and Small Business Lending","https://www.tradingview.com/news/financemagnates:b2fdd9380094b:0-paypal-applies-to-establish-bank-targeting-us-retail-and-small-business-lending/",{"id":167,"title":168,"source":169,"logo":5,"time":105},94088,"PayPal Bank: Payment Giant Applies for Banking License to Expand Services","https://coincentral.com/paypal-bank-payment-giant-applies-for-banking-license-to-expand-services/",{"id":171,"title":136,"source":172,"logo":57,"time":105},94087,"https://coinedition.com/paypal-files-utah-industrial-bank-charter-lending-pyusd/",{"id":174,"title":175,"source":176,"logo":20,"time":92},97272,"PayPal applies for US banking license","https://americanbazaaronline.com/2025/12/16/paypal-applies-for-us-banking-license-471721/",{"id":178,"title":132,"source":179,"logo":31,"time":105},94082,"https://www.euronews.com/business/2025/12/16/paypal-moves-to-establish-us-bank-expanding-deposits-and-loans",{"id":181,"title":182,"source":183,"logo":52,"time":105},94081,"PayPal seeks bank charter","https://www.bankingdive.com/news/paypal-seeks-bank-charter-industrial-loan-company-fdic-hill-nissan-gm-edward-jones-mara-mcneill/807978/",{"id":185,"title":186,"source":187,"logo":5,"time":105},94080,"PayPal Parades Potent Plans for Industrial Bank","https://www.techrepublic.com/article/news-paypal-industrial-bank/",{"id":189,"title":190,"source":191,"logo":5,"time":105},95488,"PayPal Bank Would Provide Capital To SMB Advertisers 12/16/2025","https://www.mediapost.com/publications/article/411394/paypal-bank-would-provide-capital-to-smb-advertise.html",{"id":193,"title":194,"source":195,"logo":5,"time":105},95484,"PayPal (PYPL) Stock: Files Applications to Establish PayPal Bank","https://blockonomi.com/paypal-pypl-stock-files-applications-to-establish-paypal-bank/",{"id":197,"title":198,"source":199,"logo":32,"time":105},95485,"PayPal Filed for US Bank Charter to Expand Lending","https://uk.news.yahoo.com/paypal-filed-us-bank-charter-120000866.html",{"id":201,"title":108,"source":202,"logo":5,"time":105},95486,"https://www.tradingview.com/news/gurufocus:fbcf5cd4b094b:0-paypal-s-big-banking-play-can-trump-s-deregulated-wall-street-make-it-happen/",{"id":204,"title":205,"source":206,"logo":5,"time":105},95487,"Payments firm PayPal files for bank charter in lending push | Business Information & News | FE","https://today.westlaw.com/Document/I28b5c830da0c11f0a5e7bdcc52591022/View/FullText.html?transitionType=CategoryPageItem&contextData=(sc.Default)",{"id":208,"title":209,"source":210,"logo":35,"time":105},94079,"PayPal, issuer of PYUSD, applies for Utah industrial bank license","https://finance.yahoo.com/news/paypal-issuer-pyusd-applies-utah-000057766.html",{"id":212,"title":213,"source":214,"logo":69,"time":105},94112,"PayPal Stock Pops After Hours: Here's Why - PayPal Holdings (NASDAQ:PYPL)","https://www.benzinga.com/trading-ideas/movers/25/12/49409157/paypal-stock-pops-after-hours-heres-why",{"id":216,"title":209,"source":217,"logo":10,"time":105},94078,"https://www.coindesk.com/policy/2025/12/15/paypal-issuer-of-pyusd-applies-for-utah-industrial-bank-license",{"id":219,"title":220,"source":221,"logo":68,"time":105},94111,"PayPal’s Bold Move: A New Bank for Small Business Loans Could Transform Financing: Guest Post by ItsBitcoinWorld","https://coinmarketcap.com/community/articles/69408f5f83fe63363e462c8b/",{"id":223,"title":224,"source":225,"logo":62,"time":105},94077,"Payments firm PayPal files for bank charter in lending push","https://kfgo.com/2025/12/15/payments-firm-paypal-files-for-bank-charter-in-lending-push/",{"id":227,"title":224,"source":228,"logo":56,"time":105},94110,"https://www.tradingview.com/news/reuters.com,2025:newsml_L6N3XL15J:0-payments-firm-paypal-files-for-bank-charter-in-lending-push/",{"id":230,"title":209,"source":231,"logo":51,"time":105},94076,"https://www.interactivecrypto.com/paypal-issuer-of-pyusd-applies-for-utah-industrial-bank-license-1765845882879",{"id":233,"title":234,"source":235,"logo":55,"time":105},95483,"PayPal quietly makes bigger moves into business banking","https://www.thestreet.com/investing/paypal-quietly-makes-bigger-moves-into-business-banking",{"id":237,"title":238,"source":239,"logo":36,"time":105},94105,"PayPal follows crypto firms in pursuit of U.S. bank charter","https://www.cryptopolitan.com/paypal-applies-to-be-a-u-s-bank-charter/",{"id":241,"title":242,"source":243,"logo":40,"time":105},94104,"PayPal Moves to Set Up Utah-Chartered Bank to Bolster Payments and Lending","https://finance.yahoo.com/news/paypal-moves-set-utah-chartered-012645639.html",{"id":245,"title":246,"source":247,"logo":22,"time":105},97538,"PayPal Applies to Establish Bank","https://www.wsj.com/finance/banking/paypal-applies-to-establish-bank-25172927?gaa_at=eafs&gaa_n=AWEtsqc_zdGY3LUcsbESrfn7Sj13TmIG25e4ehItlTtkx1FSABVjyaP9NgbE&gaa_ts=6941f744&gaa_sig=s_QriuP8dH_c2JiQ_4YlDy6KF7uq_pi1tYM0a8gwIenhx_P6J8RFhloDj8xYYRCut0MY9bigzsLzmByPeCJ5ZQ%3D%3D",{"id":249,"title":250,"source":251,"logo":28,"time":105},94103,"PayPal Applies to Become a Bank for Small Business Lending","https://www.theinformation.com/briefings/paypal-applies-become-bank-small-business-lending",{"id":253,"title":254,"source":255,"logo":16,"time":105},94102,"PayPal, an online payment service company in the U.S., enters the banking industry in earnest and gi..","https://www.mk.co.kr/en/world/11493031",{"id":257,"title":258,"source":259,"logo":64,"time":105},94109,"PayPal applies for US banking licence","https://www.ft.com/content/420e25da-d8a3-4da1-8852-c4786c4c04f4",{"id":261,"title":209,"source":262,"logo":21,"time":263},94108,"https://www.bitget.com/news/detail/12560605112847","4天前",{"id":265,"title":266,"source":267,"logo":5,"time":105},94107,"Riding the wave of regulatory easing, PayPal applies for a banking license, reversing post-market losses to gain positive momentum.","https://news.futunn.com/en/post/66223301/riding-the-wave-of-regulatory-easing-paypal-applies-for-a",{"id":269,"title":270,"source":271,"logo":15,"time":105},94106,"PayPal Applies to Establish Bank in US... Fintech Firms Enter Banking Sector","https://cm.asiae.co.kr/en/article/2025121609585922830",{"id":273,"title":246,"source":274,"logo":22,"time":105},95596,"https://www.wsj.com/finance/banking/paypal-applies-to-establish-bank-25172927?gaa_at=eafs&gaa_n=AWEtsqd8gNkUzd4_FlhT3MOazcuuSOACX1pzR6bO5UJqP5MyBfdGBFQNRhX2&gaa_ts=694186c0&gaa_sig=fAmkwpfSnxOvKyQGp7gRM73mnauEKPI6z0GO5TLaME6PbWwImUllgxL7TreKEFtsCZ4nQdeBXgTl-eRO6UW4CQ%3D%3D",{"id":276,"title":277,"source":278,"logo":49,"time":105},94101,"PayPal applies to form bank for small business loans, savings","https://www.techinasia.com/news/paypal-applies-form-bank-small-business-loans-savings",{"id":280,"title":132,"source":281,"logo":42,"time":105},97295,"https://www.msn.com/en-sg/news/other/paypal-moves-to-establish-us-bank-expanding-deposits-and-loans/ar-AA1SrQKs",{"id":283,"title":224,"source":284,"logo":62,"time":105},94100,"https://wtvbam.com/2025/12/15/payments-firm-paypal-files-for-bank-charter-in-lending-push/",{"id":286,"title":287,"source":288,"logo":58,"time":92},97291,"Trading PayPal Stock? Here's What You Need To Know","https://www.benzinga.com/trading-ideas/movers/25/12/49433333/trading-paypal-stock-heres-what-you-need-to-know",{"id":290,"title":291,"source":292,"logo":5,"time":92},97292,"The Filing Nobody Noticed Could Send This Stock to $70","https://theotrade.com/the-filing-nobody-noticed-could-send-this-stock-to-70/",{"id":294,"title":295,"source":296,"logo":50,"time":92},97293,"PayPal applies for a banking license in the US","https://ua.news/en/finansi/paypal-podaie-zaiavku-na-otrimannia-bankivskoyi-litsenziyi-v-ssha",{"id":298,"title":299,"source":300,"logo":33,"time":105},97294,"PayPal (PYPL) seeks bank charter, will it help the stock rebound?","https://www.msn.com/en-us/money/markets/paypal-pypl-seeks-bank-charter-will-it-help-the-stock-rebound/ar-AA1SrW2M",{"id":302,"title":303,"source":304,"logo":72,"time":92},97290,"PayPal Seeks Banking License to Expand Services for Small Businesses","https://coinlaw.io/paypal-bank-license-small-business-loans/",{"id":306,"title":307,"source":308,"logo":17,"time":105},95507,"Why Is PayPal Stock Up Today? Company Applies to Launch PayPal Bank","https://tokenist.com/why-is-paypal-stock-up-today-company-applies-to-launch-paypal-bank/",{"id":310,"title":311,"source":312,"logo":38,"time":105},95508,"PayPal Applies for Utah Bank Charter to Fund Small Businesses","https://www.webpronews.com/paypal-applies-for-utah-bank-charter-to-fund-small-businesses/",{"id":314,"title":315,"source":316,"logo":61,"time":105},95509,"PayPal applies to launch industrial bank for small business lending","https://www.fintechfutures.com/bankingtech/paypal-applies-to-launch-industrial-bank-for-small-business-lending",{"id":318,"title":319,"source":320,"logo":13,"time":105},95503,"PayPal applies to become a bank as US loosens regulatory reins","https://tucson.com/article_16af67b8-674e-4270-bcec-e8f365eb8515.html",{"id":322,"title":323,"source":324,"logo":39,"time":105},95504,"PayPal has applied to become a US bank, offering savings accounts and loans","https://9to5mac.com/2025/12/16/paypal-has-applied-to-become-a-us-bank-offering-savings-accounts-and-loans/",{"id":326,"title":327,"source":328,"logo":45,"time":105},95505,"PayPal Applies To Form Traditional Bank","https://www.theglobeandmail.com/investing/markets/stocks/PYPL/pressreleases/36647841/paypal-applies-to-form-traditional-bank/",{"id":330,"title":331,"source":332,"logo":73,"time":105},95506,"PayPal applies to become a bank under Trump's looser financial rules","https://www.engadget.com/big-tech/paypal-applies-to-become-a-bank-under-trumps-looser-financial-rules-143025772.html",{"id":334,"title":224,"source":335,"logo":30,"time":105},96434,"https://www.manilatimes.net/2025/12/17/business/foreign-business/payments-firm-paypal-files-for-bank-charter-in-lending-push/2244574",{"id":337,"title":338,"source":339,"logo":34,"time":105},95500,"PayPal applies to set up Utah-chartered bank to expand US lending, savings offerings","https://www.cnbctv18.com/world/paypal-applies-to-set-up-utah-chartered-bank-to-expand-us-lending-savings-offerings-ws-l-19793239.htm",{"id":341,"title":342,"source":343,"logo":27,"time":105},96435,"PayPal Pursues U.S. Bank Charter to Deepen Lending and Deposit Capabilities","https://www.tradingpedia.com/2025/12/16/paypal-pursues-u-s-bank-charter-to-deepen-lending-and-deposit-capabilities/",{"id":345,"title":346,"source":347,"logo":54,"time":105},95501,"Paypal becomes latest fintech to capitalise on Trump’s deregulation","https://www.cityam.com/paypal-becomes-latest-fintech-to-capitalise-on-trumps-deregulation/",{"id":349,"title":350,"source":351,"logo":59,"time":105},95502,"PayPal takes major step toward becoming a bank as it unveils new plans","https://www.the-sun.com/money/15649125/paypal-bank-savings-accounts-small-business-loans/",{"id":353,"title":354,"source":355,"logo":24,"time":105},94097,"PYUSD Stablecoin Issuer PayPal Seeks State-Chartered Bank License","https://cryptonews.com/news/pyusd-stablecoin-issuer-paypal-seeks-state-chartered-bank-license/",{"id":357,"title":358,"source":359,"logo":19,"time":105},96430,"PayPal applies to establish bank","https://www.clickorlando.com/video/news/2025/12/16/paypal-applies-to-establish-bank/",{"id":361,"title":362,"source":363,"logo":5,"time":92},98015,"PayPal's Bank Bid Shows Fintechs Moving Away From Partnerships -- Market Talk","https://news.futunn.com/en/post/66271263/paypal-s-bank-bid-shows-fintechs-moving-away-from-partnerships",{"id":365,"title":366,"source":367,"logo":11,"time":105},94096,"News Explorer — PayPal Seeks Utah-Chartered Industrial Bank Status","https://decrypt.co/news-explorer?pinned=1260571&title=paypal-seeks-utah-chartered-industrial-bank-status",{"id":369,"title":370,"source":371,"logo":12,"time":105},96431,"PayPal Applies To Become A Bank Under Trump’s Loosened Financial Rules","https://thejasminebrand.com/2025/12/16/paypal-applies-to-become-a-bank-under-trumps-loosened-financial-rules/",{"id":373,"title":374,"source":375,"logo":5,"time":92},97289,"PayPal Bank could become a reality as company applies for charter","https://www.businessreport.com/article/paypal-bank-could-become-a-reality-as-company-applies-for-charter",{"id":377,"title":378,"source":379,"logo":41,"time":92},98014,"PayPal Want to Be a Bank In The United States","https://www.gizchina.com/tech/paypal-want-to-be-a-bank-in-the-united-states",{"id":381,"title":354,"source":382,"logo":24,"time":105},94095,"https://cryptorank.io/news/feed/63d6b-pyusd-stablecoin-issuer-paypal-seeks-state-chartered-bank-license",{"id":384,"title":385,"source":386,"logo":60,"time":105},96432,"PayPal's Strong Free Cash Flow and Margins Could Push PYPL +17% Stock Higher","https://www.barchart.com/story/news/36649660/paypal-s-strong-free-cash-flow-and-margins-could-push-pypl-17-stock-higher",{"id":388,"title":389,"source":390,"logo":5,"time":105},94094,"PayPal (PYPL.US) Applies for Banking Charter to Expand Focus on Small Business Loans","https://news.futunn.com/en/post/66230339/paypal-pyplus-applies-for-banking-charter-to-expand-focus-on",{"id":392,"title":385,"source":393,"logo":47,"time":105},96433,"https://finance.yahoo.com/news/paypals-strong-free-cash-flow-162547940.html",{"id":395,"title":396,"source":397,"logo":53,"time":105},98016,"PayPal has applied to establish a bank in the US to provide small business loans and savings account services.","https://news.vocofm.com/en/business-news/172845/",{"id":399,"title":224,"source":400,"logo":75,"time":105},94332,"https://www.reuters.com/legal/transactional/payments-firm-paypal-files-bank-charter-lending-push-2025-12-15/",{"id":402,"title":246,"source":403,"logo":22,"time":105},94331,"https://www.wsj.com/finance/banking/paypal-applies-to-establish-bank-25172927?gaa_at=eafs&gaa_n=AWEtsqcHVMn-uEPJO1rkhLjBZqWm4o8FDDqufMJnYb60p4zKArNLUFeq4MAz&gaa_ts=69414e84&gaa_sig=yE8JQhqxNtzBaCWFHP-fVJoHB7udDbGzkUVqZ-xLktdDBf_QqjlkEY2D9-hGbIMROAudblv0lJzEdrY-14x0Qw%3D%3D",{"id":405,"title":406,"source":407,"logo":37,"time":105},94099,"PayPal applies to become a bank to expand lending as US loosens regulations","https://www.business-standard.com/world-news/paypal-applies-to-become-a-bank-to-expand-lending-as-us-loosens-regulations-125121600113_1.html",{"id":409,"title":410,"source":411,"logo":5,"time":105},94330,"PayPal applies to form its own bank to expand small-business lending","https://www.washingtonpost.com/business/2025/12/16/paypal-bank-small-business-us-trump/",{"id":413,"title":414,"source":415,"logo":5,"time":92},98013,"PayPal Moves to Launch Own Bank","https://eastandpartners.com/news/paypal-moves-to-launch-own-bank/",{"id":417,"title":418,"source":419,"logo":74,"time":105},94098,"PayPal Applies To Establish PayPal Bank In Utah","https://www.nasdaq.com/articles/paypal-applies-establish-paypal-bank-utah",{"id":421,"title":422,"source":423,"logo":23,"time":92},98012,"PayPal wants to become a bank - GSMArena.com news","https://www.gsmarena.com/paypal_wants_to_become_a_bank-news-70743.php",{"id":425,"title":426,"source":427,"logo":71,"time":105},94093,"PayPal Applies for Utah Bank License to Launch PayPal Bank","https://www.livebitcoinnews.com/paypal-applies-for-utah-bank-license-to-launch-paypal-bank/",{"id":429,"title":242,"source":430,"logo":44,"time":105},94092,"https://decrypt.co/352467/paypal-utah-chartered-bank-bolster-payments-lending",{"id":432,"title":433,"source":434,"logo":26,"time":105},94091,"PayPal Moves to Launch Its First U.S. Bank","https://coinpedia.org/crypto-live-news/paypal-moves-to-launch-its-first-u-s-bank/",{"id":436,"title":437,"source":438,"logo":46,"time":105},94090,"PayPal Applies for US Industrial Banking Charter to Expand Lending","https://financefeeds.com/paypal-applies-for-us-industrial-banking-charter-to-expand-lending/","#73b090ff","#73b0904d",1766133798186]